NCUA merger report, Q2 2025
Lake Shore merger into Radius Federal Credit Union
NCUA's Merger Activity and Insurance Report for Q2 2025 lists Lake Shore, of Angola, NY, as merging into Radius Federal Credit Union, of Kenmore, NY. NCUA records the reason as "expanded services". Lake Shore last filed a call report for Q2 2025, with $22.4M in assets and 3,158 members.
Members of Lake Shore become members of Radius Federal Credit Union. Watch for its notice on new account numbers, cards and online banking.
The two credit unions side by side
| Measure | Lake ShoreQ2 2025 | Radius Federal Credit UnionQ2 2026 |
|---|---|---|
| Assets | $22.4M | $87.2M |
| Members | 3,158 | 7,458 |
| Net worth ratio | 14.33% | 15.84% |
| Offices | – | 2 |
| Paid on deposits | – | 0.48% |
| New auto loan rate | – | 5.37% |
| Fee income per member | – | $71 |
Figures for Lake Shore are from its call report for Q2 2025; this page carries only its size and capital. Assets for the report quarter: $21.2M merging, $65.4M continuing.
On our member-value score, built only from call-report data, Radius Federal Credit Union scores 40.4 out of 100.
Radius Federal Credit Union offices near Angola
From NCUA's branch file for Q2 2026, in Angola first and then elsewhere in NY. Every Radius Federal Credit Union location
Angola, NY 1
- Angola 8766 Erie Rd, Angola, NY 14006 Drive-through
Kenmore, NY 1
- Delaware Avenue 2853 Delaware Ave, Kenmore, NY 14217 Main office · Drive-through · ATM
Source: NCUA Merger Activity and Insurance Report, Q2 2025, and NCUA 5300 call reports. The report quarter is when the approval was listed; the merger may take effect later. Not affiliated with NCUA or either credit union. · All recent mergers · Radius Federal Credit Union full figures
Questions people ask
Did Lake Shore merge?
Yes. NCUA's Merger Activity and Insurance Report for Q2 2025 lists Lake Shore, of Angola, NY, as merging into Radius Federal Credit Union, of Kenmore, NY. Its last call report was for Q2 2025.
Why did Lake Shore merge?
NCUA records the reason as "expanded services". That is the category NCUA's report gives; the credit unions' own merger notice to members explains it in more detail.
What happens to my Lake Shore account?
Members and their accounts move to Radius Federal Credit Union, which becomes your credit union. Account numbers, the routing number, cards, checks and online banking can change; the notice Radius Federal Credit Union sends members gives the dates. Keep using your current details until it tells you otherwise.
Is my money still insured?
Yes. Radius Federal Credit Union is federally insured by NCUA, which covers deposits up to $250,000 per owner, per insured credit union, for each account ownership category. If you also had accounts at Radius Federal Credit Union before the merger, your balances are now at one credit union.