NCUA merger report, Q3 2025
Maumee Valley merger into Bay Area Credit Union
NCUA's Merger Activity and Insurance Report for Q3 2025 lists Maumee Valley, of Toledo, OH, as merging into Bay Area Credit Union, of Oregon, OH. NCUA records the reason as "poor financial condition". Maumee Valley last filed a call report for Q3 2025, with $19.4M in assets and 2,097 members.
Members of Maumee Valley become members of Bay Area Credit Union. Watch for its notice on new account numbers, cards and online banking.
The two credit unions side by side
| Measure | Maumee ValleyQ3 2025 | Bay Area Credit UnionQ2 2026 |
|---|---|---|
| Assets | $19.4M | $107.9M |
| Members | 2,097 | 7,284 |
| Net worth ratio | 10.16% | 11.60% |
| Offices | – | 3 |
| Paid on deposits | – | 1.13% |
| New auto loan rate | – | 5.25% |
| Fee income per member | – | $75 |
Figures for Maumee Valley are from its call report for Q3 2025; this page carries only its size and capital. Assets for the report quarter: $20.3M merging, $85.4M continuing.
On our member-value score, built only from call-report data, Bay Area Credit Union scores 46.7 out of 100.
Bay Area Credit Union offices near Toledo
From NCUA's branch file for Q2 2026, in Toledo first and then elsewhere in OH. Every Bay Area Credit Union location
Oregon, OH 1
- Main 4202 Navarre Ave, Oregon, OH 43616 Main office · Drive-through · ATM
Perrysburg, OH 1
- Perrysburg 1070 Commerce Dr, Perrysburg, OH 43551 Drive-through · ATM
Toledo, OH 1
- Toledo 28 N Fearing Blvd, Toledo, OH 43607
Source: NCUA Merger Activity and Insurance Report, Q3 2025, and NCUA 5300 call reports. The report quarter is when the approval was listed; the merger may take effect later. Not affiliated with NCUA or either credit union. · All recent mergers · Bay Area Credit Union full figures
Questions people ask
Did Maumee Valley merge?
Yes. NCUA's Merger Activity and Insurance Report for Q3 2025 lists Maumee Valley, of Toledo, OH, as merging into Bay Area Credit Union, of Oregon, OH. Its last call report was for Q3 2025.
Why did Maumee Valley merge?
NCUA records the reason as "poor financial condition". That is the category NCUA's report gives; the credit unions' own merger notice to members explains it in more detail.
What happens to my Maumee Valley account?
Members and their accounts move to Bay Area Credit Union, which becomes your credit union. Account numbers, the routing number, cards, checks and online banking can change; the notice Bay Area Credit Union sends members gives the dates. Keep using your current details until it tells you otherwise.
Is my money still insured?
Yes. Bay Area Credit Union is federally insured by NCUA, which covers deposits up to $250,000 per owner, per insured credit union, for each account ownership category. If you also had accounts at Bay Area Credit Union before the merger, your balances are now at one credit union.