NCUA merger report, Q3 2025
Mercer County Improvement Authority merger into Peoples Transport Federal Credit Union
NCUA's Merger Activity and Insurance Report for Q3 2025 lists Mercer County Improvement Authority, of Hamilton, NJ, as merging into Peoples Transport Federal Credit Union, of Mount Ephraim, NJ. NCUA records the reason as "expanded services". Mercer County Improvement Authority last filed a call report for Q3 2025, with $384K in assets and 202 members.
Members of Mercer County Improvement Authority become members of Peoples Transport Federal Credit Union. Watch for its notice on new account numbers, cards and online banking.
The two credit unions side by side
| Measure | Mercer County Improvement AuthorityQ3 2025 | Peoples Transport Federal Credit UnionQ2 2026 |
|---|---|---|
| Assets | $384K | $11.8M |
| Members | 202 | 1,640 |
| Net worth ratio | 7.51% | 10.04% |
| Offices | – | 1 |
| Paid on deposits | – | 2.53% |
| New auto loan rate | – | 6.50% |
| Fee income per member | – | $0 |
Figures for Mercer County Improvement Authority are from its call report for Q3 2025; this page carries only its size and capital. Assets for the report quarter: $396K merging, $11.8M continuing.
Peoples Transport Federal Credit Union offices near Hamilton
From NCUA's branch file for Q2 2026, in Hamilton first and then elsewhere in NJ. Every Peoples Transport Federal Credit Union location
Mount Ephraim, NJ 1
- Peoples Transport FCU 136 W Kings Hwy, Mount Ephraim, NJ 08059 Main office
Source: NCUA Merger Activity and Insurance Report, Q3 2025, and NCUA 5300 call reports. The report quarter is when the approval was listed; the merger may take effect later. Not affiliated with NCUA or either credit union. · All recent mergers · Peoples Transport Federal Credit Union full figures
Questions people ask
Did Mercer County Improvement Authority merge?
Yes. NCUA's Merger Activity and Insurance Report for Q3 2025 lists Mercer County Improvement Authority, of Hamilton, NJ, as merging into Peoples Transport Federal Credit Union, of Mount Ephraim, NJ. Its last call report was for Q3 2025.
Why did Mercer County Improvement Authority merge?
NCUA records the reason as "expanded services". That is the category NCUA's report gives; the credit unions' own merger notice to members explains it in more detail.
What happens to my Mercer County Improvement Authority account?
Members and their accounts move to Peoples Transport Federal Credit Union, which becomes your credit union. Account numbers, the routing number, cards, checks and online banking can change; the notice Peoples Transport Federal Credit Union sends members gives the dates. Keep using your current details until it tells you otherwise.
Is my money still insured?
Yes. Peoples Transport Federal Credit Union is federally insured by NCUA, which covers deposits up to $250,000 per owner, per insured credit union, for each account ownership category. If you also had accounts at Peoples Transport Federal Credit Union before the merger, your balances are now at one credit union.