NCUA merger report, Q4 2025
Metrowest Community Federal Credit Union merger into St. Mary's Credit Union
NCUA's Merger Activity and Insurance Report for Q4 2025 lists Metrowest Community Federal Credit Union, of Framingham, MA, as merging into St. Mary's Credit Union, of Marlborough, MA. NCUA records the reason as "inability to obtain officials". Metrowest Community Federal Credit Union still filed its own call report for Q2 2026, so the merger may not have taken effect yet: its figures.
Members of Metrowest Community Federal Credit Union become members of St. Mary's Credit Union. Watch for its notice on new account numbers, cards and online banking.
The two credit unions side by side
| Measure | Metrowest Community Federal Credit UnionQ2 2026 | St. Mary's Credit UnionQ2 2026 |
|---|---|---|
| Assets | $147.0M | $1.0B |
| Members | 6,832 | 57,336 |
| Net worth ratio | 8.74% | 11.69% |
| Offices | – | 9 |
| Paid on deposits | – | 1.70% |
| New auto loan rate | – | 5.99% |
| Fee income per member | – | $36 |
Figures for Metrowest Community Federal Credit Union are from its call report for Q2 2026; this page carries only its size and capital. Assets for the report quarter: $140.0M merging, $1.0B continuing.
On our member-value score, built only from call-report data, St. Mary's Credit Union scores 64.5 out of 100.
St. Mary's Credit Union offices near Framingham
From NCUA's branch file for Q2 2026, in Framingham first and then elsewhere in MA. Every St. Mary's Credit Union location
Framingham, MA 1
- St. Mary's Credit Union 1255 Worcester Rd, Framingham, MA 01701 Drive-through · ATM
Hudson, MA 1
- St. Mary's Credit Union 439A Main St, Hudson, MA 01749 ATM
Marlborough, MA 5
- St. Mary's Credit Union 1 Northboro Rd E, Marlborough, MA 01752 Drive-through · ATM
- St. Mary's Credit Union 133 W Main St, Marlborough, MA 01752 Drive-through · ATM
- St. Mary's Credit Union 133 W Main St, Marlborough, MA 01752 Drive-through · ATM
- St. Mary's Credit Union 133 S Bolton St, Marlborough, MA 01752 Drive-through · ATM
- St. Mary's Credit Union/Loan Center 46 Lizotte Dr, Marlborough, MA 01752 Main office
Westborough, MA 1
- St. Mary's Credit Union 96 Turnpike Rd, Westborough, MA 01581 Drive-through · ATM
Source: NCUA Merger Activity and Insurance Report, Q4 2025, and NCUA 5300 call reports. The report quarter is when the approval was listed; the merger may take effect later. Not affiliated with NCUA or either credit union. · All recent mergers · St. Mary's Credit Union full figures
Questions people ask
Did Metrowest Community Federal Credit Union merge?
Yes. NCUA's Merger Activity and Insurance Report for Q4 2025 lists Metrowest Community Federal Credit Union, of Framingham, MA, as merging into St. Mary's Credit Union, of Marlborough, MA. It still filed its own call report for Q2 2026, so the merger may not have taken effect yet.
Why did Metrowest Community Federal Credit Union merge?
NCUA records the reason as "inability to obtain officials". That is the category NCUA's report gives; the credit unions' own merger notice to members explains it in more detail.
What happens to my Metrowest Community Federal Credit Union account?
Members and their accounts move to St. Mary's Credit Union, which becomes your credit union. Account numbers, the routing number, cards, checks and online banking can change; the notice St. Mary's Credit Union sends members gives the dates. Keep using your current details until it tells you otherwise.
Is my money still insured?
Yes. St. Mary's Credit Union is federally insured by NCUA, which covers deposits up to $250,000 per owner, per insured credit union, for each account ownership category. If you also had accounts at St. Mary's Credit Union before the merger, your balances are now at one credit union.