NCUA merger report, Q3 2025
Modern Employees merger into Whitesville Community Credit Union
NCUA's Merger Activity and Insurance Report for Q3 2025 lists Modern Employees, of Owensboro, KY, as merging into Whitesville Community Credit Union, of Whitesville, KY. NCUA records the reason as "expanded services". Modern Employees last filed a call report for Q4 2025, with $5.5M in assets and 511 members.
Members of Modern Employees become members of Whitesville Community Credit Union. Watch for its notice on new account numbers, cards and online banking.
The two credit unions side by side
| Measure | Modern EmployeesQ4 2025 | Whitesville Community Credit UnionQ2 2026 |
|---|---|---|
| Assets | $5.5M | $39.5M |
| Members | 511 | 2,815 |
| Net worth ratio | 8.48% | 12.40% |
| Offices | – | 2 |
| Paid on deposits | – | 0.42% |
| New auto loan rate | – | 5.00% |
| Fee income per member | – | $81 |
Figures for Modern Employees are from its call report for Q4 2025; this page carries only its size and capital. Assets for the report quarter: $6.0M merging, $33.9M continuing.
Whitesville Community Credit Union offices near Owensboro
From NCUA's branch file for Q2 2026, in Owensboro first and then elsewhere in KY. Every Whitesville Community Credit Union location
Owensboro, KY 1
- Owensboro Branch 1727 Moseley St., Owensboro, KY 42303 Drive-through
Whitesville, KY 2
- Credit Union Vault 10589 Franklin St, Whitesville, KY 42378 ATM
- Whitesville Community Credit Union 10589 Franklin St, Whitesville, KY 42378 Main office · Drive-through · ATM
Source: NCUA Merger Activity and Insurance Report, Q3 2025, and NCUA 5300 call reports. The report quarter is when the approval was listed; the merger may take effect later. Not affiliated with NCUA or either credit union. · All recent mergers · Whitesville Community Credit Union full figures
Questions people ask
Did Modern Employees merge?
Yes. NCUA's Merger Activity and Insurance Report for Q3 2025 lists Modern Employees, of Owensboro, KY, as merging into Whitesville Community Credit Union, of Whitesville, KY. Its last call report was for Q4 2025.
Why did Modern Employees merge?
NCUA records the reason as "expanded services". That is the category NCUA's report gives; the credit unions' own merger notice to members explains it in more detail.
What happens to my Modern Employees account?
Members and their accounts move to Whitesville Community Credit Union, which becomes your credit union. Account numbers, the routing number, cards, checks and online banking can change; the notice Whitesville Community Credit Union sends members gives the dates. Keep using your current details until it tells you otherwise.
Is my money still insured?
Yes. Whitesville Community Credit Union is federally insured by NCUA, which covers deposits up to $250,000 per owner, per insured credit union, for each account ownership category. If you also had accounts at Whitesville Community Credit Union before the merger, your balances are now at one credit union.