NCUA merger report, Q1 2026

Southwest Communities Federal Credit Union merger into West-Aircomm Federal Credit Union

NCUA's Merger Activity and Insurance Report for Q1 2026 lists Southwest Communities Federal Credit Union, of Carnegie, PA, as merging into West-Aircomm Federal Credit Union, of Beaver, PA. NCUA records the reason as "expanded services". Southwest Communities Federal Credit Union still filed its own call report for Q2 2026, so the merger may not have taken effect yet: its figures.

Members of Southwest Communities Federal Credit Union become members of West-Aircomm Federal Credit Union. Watch for its notice on new account numbers, cards and online banking.

The two credit unions side by side

MeasureSouthwest Communities Federal Credit UnionQ2 2026West-Aircomm Federal Credit UnionQ2 2026
Assets$18.6M$375.7M
Members1,79721,984
Net worth ratio10.26%12.42%
Offices–4
Paid on deposits–1.50%
New auto loan rate–4.75%
Fee income per member–$67

Figures for Southwest Communities Federal Credit Union are from its call report for Q2 2026; this page carries only its size and capital. Assets for the report quarter: $18.4M merging, $364.9M continuing.

On our member-value score, built only from call-report data, West-Aircomm Federal Credit Union scores 53.6 out of 100.

West-Aircomm Federal Credit Union offices near Carnegie

From NCUA's branch file for Q2 2026, in Carnegie first and then elsewhere in PA. Every West-Aircomm Federal Credit Union location

Aliquippa, PA 1

  • West-Aircomm FCU 2015 Main St, Aliquippa, PA 15001 724-378-3534 · M-F: 9:00 AM - 4:45 PM Drive-through · ATM

Beaver, PA 2

  • West-Aircomm Federal Credit Union 78 Tuscarawas Rd, Beaver, PA 15009 724-680-1001 · M, T, W, Th, F: 8:30 AM - 5:00 PM
  • West-Aircomm Federal Credit Union 485 Buffalo St, Beaver, PA 15009 724-775-6640 · M, T, W, F: 9:00 AM - 4:45 PM Thursday: 9:00 AM - 6:00 PM Saturday: 9:00 AM - 12:00 PM Main office · Drive-through · ATM

Harmony, PA 1

  • West-Aircomm Federal Credit Union 248 Perry Hwy, Harmony, PA 16037 724-470-2040 · M, T, W, F: 9:00 AM - 4:45 PM Thursday: 9:00 AM - 6:00 PM Saturday: 9:00 AM - 12:00 PM Drive-through · ATM

Moon Twp, PA 1

  • West Air-Comm Federal Credit Union 989 Beaver Grade Rd, Moon Twp, PA 15108 412-264-2613 · MTWF 9:00am-4:45pm Th 9:00am-6:45pm S 9:00am-12:00pm Drive-through · ATM

Source: NCUA Merger Activity and Insurance Report, Q1 2026, and NCUA 5300 call reports. The report quarter is when the approval was listed; the merger may take effect later. Not affiliated with NCUA or either credit union. · All recent mergers · West-Aircomm Federal Credit Union full figures

Questions people ask

Did Southwest Communities Federal Credit Union merge?

Yes. NCUA's Merger Activity and Insurance Report for Q1 2026 lists Southwest Communities Federal Credit Union, of Carnegie, PA, as merging into West-Aircomm Federal Credit Union, of Beaver, PA. It still filed its own call report for Q2 2026, so the merger may not have taken effect yet.

Why did Southwest Communities Federal Credit Union merge?

NCUA records the reason as "expanded services". That is the category NCUA's report gives; the credit unions' own merger notice to members explains it in more detail.

What happens to my Southwest Communities Federal Credit Union account?

Members and their accounts move to West-Aircomm Federal Credit Union, which becomes your credit union. Account numbers, the routing number, cards, checks and online banking can change; the notice West-Aircomm Federal Credit Union sends members gives the dates. Keep using your current details until it tells you otherwise.

Is my money still insured?

Yes. West-Aircomm Federal Credit Union is federally insured by NCUA, which covers deposits up to $250,000 per owner, per insured credit union, for each account ownership category. If you also had accounts at West-Aircomm Federal Credit Union before the merger, your balances are now at one credit union.