NCUA merger report, Q4 2025
Springfield Street Railway Emp. merger into Pioneer Valley Federal Credit Union
NCUA's Merger Activity and Insurance Report for Q4 2025 lists Springfield Street Railway Emp., of Springfield, MA, as merging into Pioneer Valley Federal Credit Union, of Springfield, MA. NCUA records the reason as "expanded services". Springfield Street Railway Emp. last filed a call report for Q4 2025, with $1.1M in assets and 164 members.
Members of Springfield Street Railway Emp. become members of Pioneer Valley Federal Credit Union. Watch for its notice on new account numbers, cards and online banking.
The two credit unions side by side
| Measure | Springfield Street Railway Emp.Q4 2025 | Pioneer Valley Federal Credit UnionQ2 2026 |
|---|---|---|
| Assets | $1.1M | $167.2M |
| Members | 164 | 11,651 |
| Net worth ratio | 20.82% | 11.62% |
| Offices | – | 4 |
| Paid on deposits | – | 2.37% |
| New auto loan rate | – | 4.99% |
| Fee income per member | – | $150 |
Figures for Springfield Street Railway Emp. are from its call report for Q4 2025; this page carries only its size and capital. Assets for the report quarter: $1.2M merging, $157.8M continuing.
On our member-value score, built only from call-report data, Pioneer Valley Federal Credit Union scores 58.6 out of 100.
Pioneer Valley Federal Credit Union offices near Springfield
From NCUA's branch file for Q2 2026, in Springfield first and then elsewhere in MA. Every Pioneer Valley Federal Credit Union location
Springfield, MA 4
- Baystate Branch 2 Medical Center Dr, Springfield, MA 01107 ATM
- Corporate Office 189 Brookdale Dr, Springfield, MA 01104 Main office
- East Springfield Branch 246 Brookdale Dr, Springfield, MA 01104 Drive-through · ATM
- Sixteen Acres Branch 1954 Wilbraham Rd, Springfield, MA 01129 Drive-through · ATM
Westfield, MA 1
- Savage Arms Branch 100 Springdale Rd, Westfield, MA 01085
Source: NCUA Merger Activity and Insurance Report, Q4 2025, and NCUA 5300 call reports. The report quarter is when the approval was listed; the merger may take effect later. Not affiliated with NCUA or either credit union. · All recent mergers · Pioneer Valley Federal Credit Union full figures
Questions people ask
Did Springfield Street Railway Emp. merge?
Yes. NCUA's Merger Activity and Insurance Report for Q4 2025 lists Springfield Street Railway Emp., of Springfield, MA, as merging into Pioneer Valley Federal Credit Union, of Springfield, MA. Its last call report was for Q4 2025.
Why did Springfield Street Railway Emp. merge?
NCUA records the reason as "expanded services". That is the category NCUA's report gives; the credit unions' own merger notice to members explains it in more detail.
What happens to my Springfield Street Railway Emp. account?
Members and their accounts move to Pioneer Valley Federal Credit Union, which becomes your credit union. Account numbers, the routing number, cards, checks and online banking can change; the notice Pioneer Valley Federal Credit Union sends members gives the dates. Keep using your current details until it tells you otherwise.
Is my money still insured?
Yes. Pioneer Valley Federal Credit Union is federally insured by NCUA, which covers deposits up to $250,000 per owner, per insured credit union, for each account ownership category. If you also had accounts at Pioneer Valley Federal Credit Union before the merger, your balances are now at one credit union.