NCUA merger report, Q4 2025
United Arkansas merger into Arkansas Federal Credit Union
NCUA's Merger Activity and Insurance Report for Q4 2025 lists United Arkansas, of Little Rock, AR, as merging into Arkansas Federal Credit Union, of Little Rock, AR. NCUA records the reason as "poor financial condition". United Arkansas last filed a call report for Q3 2025, with $23.2M in assets and 2,856 members.
Members of United Arkansas become members of Arkansas Federal Credit Union. Watch for its notice on new account numbers, cards and online banking.
The two credit unions side by side
| Measure | United ArkansasQ3 2025 | Arkansas Federal Credit UnionQ2 2026 |
|---|---|---|
| Assets | $23.2M | $3.2B |
| Members | 2,856 | 181,808 |
| Net worth ratio | 3.56% | 9.53% |
| Offices | – | 26 |
| Paid on deposits | – | 2.22% |
| New auto loan rate | – | 5.99% |
| Fee income per member | – | $116 |
Figures for United Arkansas are from its call report for Q3 2025; this page carries only its size and capital. Assets for the report quarter: $24.0M merging, $2.8B continuing.
On our member-value score, built only from call-report data, Arkansas Federal Credit Union scores 53.8 out of 100.
Arkansas Federal Credit Union offices near Little Rock
From NCUA's branch file for Q2 2026, in Little Rock first and then elsewhere in AR. Every Arkansas Federal Credit Union location
Conway, AR 1
- Conway Branch 220 Skyline Dr, Conway, AR 72032 Drive-through · ATM
Jacksonville, AR 1
- Jacksonville Branch 2424 Marshall Rd, Jacksonville, AR 72076 Drive-through · ATM
Little Rock, AR 5
- Little Rock Branch 1001 W Capitol Ave, Little Rock, AR 72201 Drive-through · ATM
- Midtown Branch 4520 W Markham St, Little Rock, AR 72205 Drive-through · ATM
- SWLR 8405 Interstate 30, Little Rock, AR 72209 Drive-through · ATM
- West Little Rock Branch 1221 S Shackleford Rd, Little Rock, AR 72211 Drive-through · ATM
- WLR HQ 17500 Cantrell, Little Rock, AR 72223 Main office · Drive-through · ATM
North Little Rock, AR 1
- North Little Rock Branch 4848 N Hills Blvd, North Little Rock, AR 72116 Drive-through · ATM
Source: NCUA Merger Activity and Insurance Report, Q4 2025, and NCUA 5300 call reports. The report quarter is when the approval was listed; the merger may take effect later. Not affiliated with NCUA or either credit union. · All recent mergers · Arkansas Federal Credit Union full figures
Questions people ask
Did United Arkansas merge?
Yes. NCUA's Merger Activity and Insurance Report for Q4 2025 lists United Arkansas, of Little Rock, AR, as merging into Arkansas Federal Credit Union, of Little Rock, AR. Its last call report was for Q3 2025.
Why did United Arkansas merge?
NCUA records the reason as "poor financial condition". That is the category NCUA's report gives; the credit unions' own merger notice to members explains it in more detail.
What happens to my United Arkansas account?
Members and their accounts move to Arkansas Federal Credit Union, which becomes your credit union. Account numbers, the routing number, cards, checks and online banking can change; the notice Arkansas Federal Credit Union sends members gives the dates. Keep using your current details until it tells you otherwise.
Is my money still insured?
Yes. Arkansas Federal Credit Union is federally insured by NCUA, which covers deposits up to $250,000 per owner, per insured credit union, for each account ownership category. If you also had accounts at Arkansas Federal Credit Union before the merger, your balances are now at one credit union.