NCUA merger report, Q1 2025
United Cities merger into North Jersey Federal Credit Union
NCUA's Merger Activity and Insurance Report for Q1 2025 lists United Cities, of Newark, NJ, as merging into North Jersey Federal Credit Union, of Totowa, NJ. NCUA records the reason as "inability to obtain officials". United Cities last filed a call report for Q2 2025, with $25.1M in assets and 2,817 members.
Members of United Cities become members of North Jersey Federal Credit Union. Watch for its notice on new account numbers, cards and online banking.
The two credit unions side by side
| Measure | United CitiesQ2 2025 | North Jersey Federal Credit UnionQ2 2026 |
|---|---|---|
| Assets | $25.1M | $255.6M |
| Members | 2,817 | 27,290 |
| Net worth ratio | 5.67% | 10.53% |
| Offices | – | 4 |
| Paid on deposits | – | 0.39% |
| New auto loan rate | – | 4.45% |
| Fee income per member | – | $65 |
Figures for United Cities are from its call report for Q2 2025; this page carries only its size and capital. Assets for the report quarter: $26.2M merging, $228.7M continuing.
On our member-value score, built only from call-report data, North Jersey Federal Credit Union scores 44.8 out of 100.
North Jersey Federal Credit Union offices near Newark
From NCUA's branch file for Q2 2026, in Newark first and then elsewhere in NJ. Every North Jersey Federal Credit Union location
Elmwood Park, NJ 1
- Elmwood Park 444 Mola Blvd, Elmwood Park, NJ 07407 Drive-through · ATM
Newark, NJ 2
- Newark 186 W Market St, Newark, NJ 07103 ATM
- Newark Norman Road Branch 195 Norman Rd, Newark, NJ 07106
Totowa, NJ 1
- Totowa Branch 711 Union Blvd, Totowa, NJ 07512 Main office · Drive-through · ATM
Source: NCUA Merger Activity and Insurance Report, Q1 2025, and NCUA 5300 call reports. The report quarter is when the approval was listed; the merger may take effect later. Not affiliated with NCUA or either credit union. · All recent mergers · North Jersey Federal Credit Union full figures
Questions people ask
Did United Cities merge?
Yes. NCUA's Merger Activity and Insurance Report for Q1 2025 lists United Cities, of Newark, NJ, as merging into North Jersey Federal Credit Union, of Totowa, NJ. Its last call report was for Q2 2025.
Why did United Cities merge?
NCUA records the reason as "inability to obtain officials". That is the category NCUA's report gives; the credit unions' own merger notice to members explains it in more detail.
What happens to my United Cities account?
Members and their accounts move to North Jersey Federal Credit Union, which becomes your credit union. Account numbers, the routing number, cards, checks and online banking can change; the notice North Jersey Federal Credit Union sends members gives the dates. Keep using your current details until it tells you otherwise.
Is my money still insured?
Yes. North Jersey Federal Credit Union is federally insured by NCUA, which covers deposits up to $250,000 per owner, per insured credit union, for each account ownership category. If you also had accounts at North Jersey Federal Credit Union before the merger, your balances are now at one credit union.