NCUA merger report, Q1 2025

Wellesley Municipal Employees merger into Common Trust Federal Credit Union

NCUA's Merger Activity and Insurance Report for Q1 2025 lists Wellesley Municipal Employees, of Wellesley, MA, as merging into Common Trust Federal Credit Union, of Woburn, MA. NCUA records the reason as "expanded services".

Members of Wellesley Municipal Employees become members of Common Trust Federal Credit Union. Watch for its notice on new account numbers, cards and online banking.

The two credit unions side by side

MeasureWellesley Municipal EmployeesCommon Trust Federal Credit UnionQ2 2026
Assets$28.7M$100.8M
Members–5,690
Net worth ratio–9.47%
Offices–4
Paid on deposits–1.05%
New auto loan rate–5.24%
Fee income per member–$16

Figures for Wellesley Municipal Employees are from NCUA's merger report; this page carries only its size and capital. Assets for the report quarter: $28.7M merging, $54.8M continuing.

On our member-value score, built only from call-report data, Common Trust Federal Credit Union scores 60.1 out of 100.

Common Trust Federal Credit Union offices near Wellesley

From NCUA's branch file for Q2 2026, in Wellesley first and then elsewhere in MA. Every Common Trust Federal Credit Union location

Bedford, MA 1

  • Bedford VA Branch 200 Springs Rd, Bedford, MA 01730 781-933-2600 · 8:00 to 4:00 pm Monday, Thursday, Friday 9:00 to 3:00 pm Tuesday 8:00 to 1:00 pm Wednesday

Lexington, MA 1

  • Lexington Branch 3 Fletcher Ave, Lexington, MA 02420 781-862-9011 · Monday, Tuesday, Thursday, Friday: 8:30am to 4:00pm. Wednesday: 8:30am to 1:00pm

Wellesley, MA 1

  • Wellesley Branch 1 Hollis St Ste 105, Wellesley, MA 02482 781-235-0503 · Monday - Thursday: 9:00 AM - 3:00 PM Fridays: 9:00 AM - 2:00 PM

Woburn, MA 1

  • Common Trust FCU 8 Cedar St, Woburn, MA 01801 781-933-2600 · 9:00am to 4:00pm Mon-thru-Friday Main office

Source: NCUA Merger Activity and Insurance Report, Q1 2025, and NCUA 5300 call reports. The report quarter is when the approval was listed; the merger may take effect later. Not affiliated with NCUA or either credit union. · All recent mergers · Common Trust Federal Credit Union full figures

Questions people ask

Did Wellesley Municipal Employees merge?

Yes. NCUA's Merger Activity and Insurance Report for Q1 2025 lists Wellesley Municipal Employees, of Wellesley, MA, as merging into Common Trust Federal Credit Union, of Woburn, MA.

Why did Wellesley Municipal Employees merge?

NCUA records the reason as "expanded services". That is the category NCUA's report gives; the credit unions' own merger notice to members explains it in more detail.

What happens to my Wellesley Municipal Employees account?

Members and their accounts move to Common Trust Federal Credit Union, which becomes your credit union. Account numbers, the routing number, cards, checks and online banking can change; the notice Common Trust Federal Credit Union sends members gives the dates. Keep using your current details until it tells you otherwise.

Is my money still insured?

Yes. Common Trust Federal Credit Union is federally insured by NCUA, which covers deposits up to $250,000 per owner, per insured credit union, for each account ownership category. If you also had accounts at Common Trust Federal Credit Union before the merger, your balances are now at one credit union.