What is the typical credit union auto loan rate in Delaware?

The median new auto loan rate Delaware credit unions reported on their Q2 2026 call reports was 5.90%, and the median used auto rate was 6.87%. Nationally the medians were 5.46% and 6.32%.

Are these the rates I will get?

No. Each is the rate a credit union entered for that loan type on its call report to NCUA. Your rate depends on your credit, the term, the collateral and the date, and you have to be eligible to join. Use these to see who prices low, then check the credit union's own rate sheet.

Q2 2026 call reports

Credit union loan rates in Delaware

Delaware credit unions reported a median new auto loan rate of 5.90% on their call reports for the quarter ended June 30, 2026, against 5.46% nationally. Among those with $25 million or more in assets and at least $1 million in auto loans, edU Federal Credit Union reported the lowest, 3.50%.

These are the rates credit unions filed with NCUA, not offers. Your rate depends on credit, term and timing, and you must be eligible to join.

Loan	Delaware median	US median
New auto	5.90%	5.46%
Used auto	6.87%	6.32%
Credit card	12.25%	11.50%
Personal	11.80%	11.75%
Mortgage	5.94%	5.75%
Home equity	6.53%	6.75%

Lowest credit card rate reported in Delaware: Community Powered Federal Credit Union, 9.88%. Lowest first mortgage rate: Community Powered Federal Credit Union, 3.88%. (Same size rules as the national rankings.)

Every Delaware credit union's reported rates

All 15 Delaware credit unions that reported at least one loan rate, largest first. A dash means it holds no loans of that type.

Credit union	New auto	Used auto	Credit card	Personal	Mortgage	Home equity
Del-One Federal Credit Union	7.00%	7.38%	12.75%	9.25%	6.00%	9.00%
Dover Federal Credit Union	6.74%	6.99%	15.99%	13.25%	6.00%	6.25%
Tidemark Federal Credit Union	6.14%	6.39%	12.75%	10.43%	6.63%	7.25%
Dexsta Federal Credit Union	5.49%	5.99%	13.65%	12.99%	4.36%	6.75%
Community Powered Federal Credit Union	5.69%	5.99%	9.88%	8.50%	3.88%	6.49%
Delaware State Police Federal Credit Union	6.84%	7.59%	9.90%	10.14%	4.50%	7.15%
Eagle One Federal Credit Union	6.11%	10.40%	10.22%	13.41%	5.88%	6.53%
American Spirit Federal Credit Union	5.35%	7.10%	10.05%	14.71%	5.25%	5.84%
edU Federal Credit Union	3.50%	4.50%	9.99%	9.90%	7.50%	5.50%
New Castle County Delaware Em Federal Credit Union	6.50%	6.01%	12.00%	11.80%	–	6.09%
Priority Plus Federal Credit Union	5.49%	5.49%	12.99%	12.00%	3.00%	7.50%
Wilmington Police & Fire Federal Credit Union	4.99%	6.74%	–	9.00%	–	–
Provident Federal Credit Union	4.56%	9.96%	12.50%	14.66%	7.00%	–
Stepping Stones Community Federal Credit Union	10.00%	10.00%	–	13.99%	6.25%	–
Delaware River & Bay Auth Emp Federal Credit Union	–	–	–	6.75%	–	–

Source: NCUA 5300 Call Report quarterly data, Q2 2026. Not affiliated with NCUA or any credit union. Sort and filter these in the screener · All Delaware credit unions · Lowest rates nationally