Charter 12980 · Minot, ND
Affinity First Federal Credit Union
Affinity First Federal Credit Union is a federally chartered credit union in Minot, North Dakota, with $70.8 million in assets and 2,543 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 13.83%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $70.8 million
- +10.3% in a year
- Members
- 2,543
- -0.5% in a year
- Net worth ratio
- 13.83%
- Peer median 12.95%
- Loans 60+ days late
- 0.30%
- Peer median 0.67%
- Loans outstanding
- $36.1 million
- +7.1% in a year
- Shares and deposits
- $60.7 million
- +10.7% in a year
- Branches
- 2
- 11 employees
- Opened
- 1959
- Federal charter
How Affinity First Federal Credit Union compares
NCUA groups credit unions by size; Affinity First Federal Credit Union is in the group with $50 million to $100 million (573 credit unions). Its net worth ratio of 13.83% is higher than that group's median of 12.95%, and its share of loans 60 or more days past due, 0.30%, is lower than the group median of 0.67%. Loans grew 7.1% over the year to Q2 2026, against a group median of a 0.2% fall.
By assets it ranks 14 of 29 credit unions headquartered in North Dakota. See all North Dakota credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $70.8 million | 2,543 | $36.1 million | 13.83% | 0.30% |
| Q1 2026 | $71.0 million | 2,562 | $37.3 million | 13.39% | 0.12% |
| Q4 2025 | $69.9 million | 2,573 | $37.0 million | 13.35% | 0.18% |
| Q3 2025 | $66.7 million | 2,579 | $36.1 million | 13.81% | 0.10% |
| Q2 2025 | $64.2 million | 2,555 | $33.7 million | 14.13% | 0.15% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 101,113 potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 3 sites for Affinity First Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Affinity First FCU (main office)
811 S Broadway, Minot, ND 58701 - Aspire Community Credit Union
1430 S Broadway, Minot, ND 58701 - Computer Marketing Corporation FLEX
8520 S Sandy Pkwy, Sandy, UT 84070
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology