Charter 16400 · Merrifield, VA
Agriculture Federal Credit Union
Agriculture Federal Credit Union is a federally chartered credit union in Merrifield, Virginia, with $351 million in assets and 22,929 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 12.38%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $351 million
- -1.6% in a year
- Members
- 22,929
- -6.1% in a year
- Net worth ratio
- 12.38%
- Peer median 11.65%
- Loans 60+ days late
- 0.52%
- Peer median 0.70%
- Loans outstanding
- $204 million
- -5.3% in a year
- Shares and deposits
- $309 million
- -2.7% in a year
- Branches
- 2
- 45 employees
- Opened
- 1934
- Federal charter
How Agriculture Federal Credit Union compares
NCUA groups credit unions by size; Agriculture Federal Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 12.38% is higher than that group's median of 11.65%, and its share of loans 60 or more days past due, 0.52%, is lower than the group median of 0.70%. Loans fell 5.3% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 28 of 95 credit unions headquartered in Virginia. See all Virginia credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $351 million | 22,929 | $204 million | 12.38% | 0.52% |
| Q1 2026 | $353 million | 23,827 | $206 million | 12.12% | 0.85% |
| Q4 2025 | $349 million | 23,958 | $211 million | 12.12% | 0.59% |
| Q3 2025 | $350 million | 23,980 | $212 million | 11.94% | 0.37% |
| Q2 2025 | $356 million | 24,406 | $216 million | 11.62% | 0.37% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 693,645 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 2 sites for Agriculture Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- South Building (main office)
1400 Independence Ave Sw, Washington, DC 20250 - Carver Center
5601 Sunnyside Ave Rm 1-1180, Beltsville, MD 20705
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology