Charter 24313 · Chesterfield, VA
Argent Federal Credit Union
Argent Federal Credit Union is a federally chartered credit union in Chesterfield, Virginia, with $572 million in assets and 35,330 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 9.55%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $572 million
- +10.1% in a year
- Members
- 35,330
- +0.2% in a year
- Net worth ratio
- 9.55%
- Peer median 10.79%
- Loans 60+ days late
- 0.75%
- Peer median 0.67%
- Loans outstanding
- $335 million
- +7.2% in a year
- Shares and deposits
- $517 million
- +10.1% in a year
- Branches
- 8
- 94 employees
- Opened
- 1987
- Federal charter
How Argent Federal Credit Union compares
NCUA groups credit unions by size; Argent Federal Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 9.55% is lower than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.75%, is higher than the group median of 0.67%. Loans grew 7.2% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 17 of 95 credit unions headquartered in Virginia. See all Virginia credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $572 million | 35,330 | $335 million | 9.55% | 0.75% |
| Q1 2026 | $560 million | 35,108 | $322 million | 9.50% | 0.67% |
| Q4 2025 | $538 million | 34,995 | $319 million | 9.43% | 0.72% |
| Q3 2025 | $525 million | 35,265 | $310 million | 9.39% | 0.98% |
| Q2 2025 | $520 million | 35,268 | $313 million | 9.29% | 1.00% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 1.0 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 9 sites for Argent Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Operations Center (main office)
11651 Alliance Cir, Chester, VA 23831 - U.S. Route 1
5403 Route 1, North Chesterfield, VA 23234 - Oxbridge
3611 Oxbridge Rd, North Chesterfield, VA 23236 - Chester
11900 Chester Village Dr, Chester, VA 23831 - Stonehenge
1901 Walmart Way, Midlothian, VA 23113 - Federal Building
400 N 8Th St, Richmond, VA 23219 - Virginia Center
1200 New York Ave, Glen Allen, VA 23060 - Staples Mill
8721 Staples Mill Rd, Richmond, VA 23228 - Woodlake
14901 Dogwood Villas Dr, Chesterfield, VA 23832
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology