Charter 66965 · Lynchburg, VA
Beacon Credit Union, Incorporated
Beacon Credit Union, Incorporated is a state-chartered credit union in Lynchburg, Virginia, with $392 million in assets and 30,270 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 11.60%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $392 million
- +18.0% in a year
- Members
- 30,270
- +3.6% in a year
- Net worth ratio
- 11.60%
- Peer median 11.65%
- Loans 60+ days late
- 0.24%
- Peer median 0.70%
- Loans outstanding
- $341 million
- +19.0% in a year
- Shares and deposits
- $342 million
- +18.8% in a year
- Branches
- 10
- 89 employees
- Opened
- 1939
- Virginia charter
How Beacon Credit Union, Incorporated compares
NCUA groups credit unions by size; Beacon Credit Union, Incorporated is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 11.60% is lower than that group's median of 11.65%, and its share of loans 60 or more days past due, 0.24%, is lower than the group median of 0.70%. Loans grew 19.0% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 27 of 95 credit unions headquartered in Virginia. See all Virginia credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $392 million | 30,270 | $341 million | 11.60% | 0.24% |
| Q1 2026 | $378 million | 29,761 | $326 million | 11.74% | 0.17% |
| Q4 2025 | $370 million | 29,575 | $317 million | 11.96% | 0.23% |
| Q3 2025 | $347 million | 29,507 | $298 million | 11.71% | 0.25% |
| Q2 2025 | $332 million | 29,211 | $287 million | 11.57% | 0.27% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 807,000 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 11 sites for Beacon Credit Union, Incorporated. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Logans Office
6320 Logans Ln, Lynchburg, VA 24502 - Forest Rd Branch
19029 Forest Rd, Lynchburg, VA 24502 - Buena Vista
2101 Forest Ave, Buena Vista, VA 24416 - Madison Heights
155 Amelon Sq, Madison Heights, VA 24572 - Corporate Office (main office)
107 Leroy Bowen Dr, Lynchburg, VA 24502 - Danville Piney Forest
630 Piney Forest Rd, Danville, VA 24540 - Langhorne Road
2134 Langhorne Rd, Lynchburg, VA 24501 - Danville City
320 Old Riverside Dr, Danville, VA 24541 - Bedford
1629 Forest Rd, Bedford, VA 24523 - Electric Road Branch
3534 Electric Rd Unit 6, Roanoke, VA 24018 - Hershberger Road
1620 Hershberger Rd Nw, Roanoke, VA 24012
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology