Charter 4616 · Franklin, VA
Bronco Federal Credit Union
Bronco Federal Credit Union is a federally chartered credit union in Franklin, Virginia, with $292 million in assets and 19,274 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 11.02%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $292 million
- +7.1% in a year
- Members
- 19,274
- +2.5% in a year
- Net worth ratio
- 11.02%
- Peer median 11.65%
- Loans 60+ days late
- 1.37%
- Peer median 0.70%
- Loans outstanding
- $202 million
- +4.6% in a year
- Shares and deposits
- $261 million
- +7.3% in a year
- Branches
- 2
- 57 employees
- Opened
- 1941
- Federal charter
How Bronco Federal Credit Union compares
NCUA groups credit unions by size; Bronco Federal Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 11.02% is lower than that group's median of 11.65%, and its share of loans 60 or more days past due, 1.37%, is higher than the group median of 0.70%. Loans grew 4.6% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 33 of 95 credit unions headquartered in Virginia. See all Virginia credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $292 million | 19,274 | $202 million | 11.02% | 1.37% |
| Q1 2026 | $293 million | 19,316 | $203 million | 10.97% | 0.59% |
| Q4 2025 | $283 million | 19,291 | $205 million | 10.80% | 1.35% |
| Q3 2025 | $280 million | 19,172 | $202 million | 10.90% | 1.22% |
| Q2 2025 | $273 million | 18,804 | $193 million | 10.92% | 0.68% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 1.2 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 2 sites for Bronco Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Stewart Drive Office (main office)
135 Stewart Dr, Franklin, VA 23851 - Godwin Blvd Office
3075 Godwin Blvd, Suffolk, VA 23434
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology