Charter 67278 · Pawtucket, RI
Coastal1 Credit Union
Coastal1 Credit Union is a state-chartered credit union in Pawtucket, Rhode Island, with $3.49 billion in assets and 145,728 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 10.71%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $3.49 billion
- +2.7% in a year
- Members
- 145,728
- +2.6% in a year
- Net worth ratio
- 10.71%
- Peer median 10.79%
- Loans 60+ days late
- 0.22%
- Peer median 0.67%
- Loans outstanding
- $2.97 billion
- +1.3% in a year
- Shares and deposits
- $2.74 billion
- +4.0% in a year
- Branches
- 19
- 288 employees
- Opened
- 1926
- Rhode Island charter
How Coastal1 Credit Union compares
NCUA groups credit unions by size; Coastal1 Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 10.71% is lower than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.22%, is lower than the group median of 0.67%. Loans grew 1.3% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 2 of 14 credit unions headquartered in Rhode Island. See all Rhode Island credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $3.49 billion | 145,728 | $2.97 billion | 10.71% | 0.22% |
| Q1 2026 | $3.47 billion | 146,898 | $2.91 billion | 10.56% | 0.17% |
| Q4 2025 | $3.42 billion | 145,616 | $2.91 billion | 10.50% | 0.35% |
| Q3 2025 | $3.41 billion | 144,318 | $2.93 billion | 10.44% | 0.25% |
| Q2 2025 | $3.40 billion | 142,081 | $2.93 billion | 10.39% | 0.29% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 500,000 potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 19 sites for Coastal1 Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Broadway Branch
540 Broadway, Pawtucket, RI 02860 - Newport Avenue
339 Newport Ave, Rumford, RI 02916 - Warren Avenue Branch
660 Warren Ave, East Providence, RI 02914 - Independence Way Branch
96 Independence Way, Cranston, RI 02921 - Sockanosset Crossroad Branch
40 Sockanosset Cross Rd, Cranston, RI 02920 - Warwick Avenue Branch
405 Warwick Ave, Warwick, RI 02888 - Post Road Branch
3319 Post Rd, Warwick, RI 02886 - Mineral Spring Avenue Branch
1617 Mineral Spring Ave, North Providence, RI 02904 - Putnum Pike Branch
379 Putnam Pike, Smithfield, RI 02917 - Smithfield Avenue Branch
571 Smithfield Ave, Pawtucket, RI 02860 - Main Office (main office)
1200 Central Ave, Pawtucket, RI 02861 - East Greenwich Branch
5661 Post Rd, East Greenwich, RI 02818 - Cumberland Branch
1855 Mendon Rd, Cumberland, RI 02864 - North Kingstown Branch
221 Tower Hill Rd, North Kingstown, RI 02852 - Wakefield Branch
84 Old Tower Hill Rd, Wakefield, RI 02879 - Bristol Branch
576 Metacom Ave Ste 1, Bristol, RI 02809 - North Attleboro Branch
99 Chestnut St, North Attleboro, MA 02760 - Wayland Square Branch
457 Angell St, Providence, RI 02906 - Johnston Branch
1463 Atwood Ave, Johnston, RI 02919
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology