Charter 62882 · Smithfield, RI
Navigant Credit Union
Navigant Credit Union is a state-chartered credit union in Smithfield, Rhode Island, with $4.28 billion in assets and 170,520 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 9.89%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $4.28 billion
- +7.5% in a year
- Members
- 170,520
- +3.8% in a year
- Net worth ratio
- 9.89%
- Peer median 10.79%
- Loans 60+ days late
- 0.39%
- Peer median 0.67%
- Loans outstanding
- $3.75 billion
- +7.9% in a year
- Shares and deposits
- $3.60 billion
- +4.0% in a year
- Branches
- 26
- 431 employees
- Opened
- 1915
- Rhode Island charter
How Navigant Credit Union compares
NCUA groups credit unions by size; Navigant Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 9.89% is lower than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.39%, is lower than the group median of 0.67%. Loans grew 7.9% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 1 of 14 credit unions headquartered in Rhode Island. See all Rhode Island credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $4.28 billion | 170,520 | $3.75 billion | 9.89% | 0.39% |
| Q1 2026 | $4.18 billion | 170,060 | $3.63 billion | 9.93% | 0.33% |
| Q4 2025 | $4.09 billion | 166,946 | $3.56 billion | 9.94% | 0.50% |
| Q3 2025 | $4.09 billion | 166,465 | $3.56 billion | 9.82% | 0.48% |
| Q2 2025 | $3.98 billion | 164,353 | $3.48 billion | 9.90% | 0.43% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 1.1 million potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 27 sites for Navigant Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Central Falls
693 Broad St, Central Falls, RI 02863 - Chapel Four Corners
2086 Diamond Hill Rd, Cumberland, RI 02864 - Cumberland Hill
3291 Mendon Rd, Cumberland, RI 02864 - Greenville
468 Putnam Pike, Greenville, RI 02828 - Lincoln
185 Front St, Lincoln, RI 02865 - Pawtucket
20 Dexter St, Pawtucket, RI 02860 - Rumford
230 Newport Ave, Rumford, RI 02916 - Smithfield
1005 Douglas Pike, Smithfield, RI 02917 - Woonsocket
1280 Park Ave, Woonsocket, RI 02895 - Corporate Center (main office)
1005 Douglas Pike, Smithfield, RI 02917 - Manville
56 Railroad St, Manville, RI 02838 - Chepachet
1042 Putnam Pike, Chepachet, RI 02814 - Riverside
3 Crescent View Ave, Riverside, RI 02915 - Warren
560 Main St, Warren, RI 02885 - Disaster Recovery
693 Broad St, Central Falls, RI 02863 - Slatersville
925 Victory Hwy, N Smithfield, RI 02896 - Scituate
135 Danielson Pike, Scituate, RI 02857 - Coventry Crossing
2300 New London Tpke, East Greenwich, RI 02818 - Warwick
2100 Warwick Ave, Warwick, RI 02889 - Wakefield
172 Main St, Wakefield, RI 02879 - Warwick Plaza
800 Post Rd, Warwick, RI 02888 - Cranston
200 Phenix Ave, Cranston, RI 02920 - East Greenwich
563 Main St, East Greenwich, RI 02818 - North Providence
1798 Smith St, North Providence, RI 02911 - Westerly
48 Franklin St, Westerly, RI 02891 - Providence
179 W River St, Providence, RI 02904 - North Kingstown
1041 Ten Rod Rd, North Kingstown, RI 02852
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology