Charter 65861 · Middletown, RI
The Peoples Credit Union
The Peoples Credit Union is a state-chartered credit union in Middletown, Rhode Island, with $811 million in assets and 40,885 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 10.00%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $811 million
- +1.5% in a year
- Members
- 40,885
- -2.3% in a year
- Net worth ratio
- 10.00%
- Peer median 10.79%
- Loans 60+ days late
- 0.57%
- Peer median 0.67%
- Loans outstanding
- $652 million
- -2.1% in a year
- Shares and deposits
- $639 million
- +3.1% in a year
- Branches
- 6
- 128 employees
- Opened
- 1922
- Rhode Island charter
How The Peoples Credit Union compares
NCUA groups credit unions by size; The Peoples Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 10.00% is lower than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.57%, is lower than the group median of 0.67%. Loans fell 2.1% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 4 of 14 credit unions headquartered in Rhode Island. See all Rhode Island credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $811 million | 40,885 | $652 million | 10.00% | 0.57% |
| Q1 2026 | $802 million | 41,028 | $654 million | 10.01% | 0.40% |
| Q4 2025 | $808 million | 41,380 | $665 million | 10.00% | 0.40% |
| Q3 2025 | $810 million | 41,834 | $672 million | 10.10% | 0.40% |
| Q2 2025 | $799 million | 41,843 | $666 million | 10.02% | 0.27% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 1.1 million potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 6 sites for The Peoples Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Peoples Credit Union (main office)
858 W Main Rd, Middletown, RI 02842 - Peoples Credit Union
43 Memorial Blvd, Newport, RI 02840 - Peoples Credit Union
703 Kingstown Rd, Wakefield, RI 02879 - Peoples Credit Union
50 Gooding Ave, Bristol, RI 02809 - Peoples Credit Union
7490 Post Rd, N Kingstown, RI 02852 - Peoples Credit Union
2537 E Main Rd, Portsmouth, RI 02871
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology