Charter 67270 · Wakefield, RI
Westerly Community Credit Union
Westerly Community Credit Union is a state-chartered credit union in Wakefield, Rhode Island, with $520 million in assets and 21,855 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 9.44%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $520 million
- +3.2% in a year
- Members
- 21,855
- -2.4% in a year
- Net worth ratio
- 9.44%
- Peer median 10.79%
- Loans 60+ days late
- 0.21%
- Peer median 0.67%
- Loans outstanding
- $424 million
- +6.0% in a year
- Shares and deposits
- $451 million
- +2.1% in a year
- Branches
- 5
- 79 employees
- Opened
- 1948
- Rhode Island charter
How Westerly Community Credit Union compares
NCUA groups credit unions by size; Westerly Community Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 9.44% is lower than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.21%, is lower than the group median of 0.67%. Loans grew 6.0% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 5 of 14 credit unions headquartered in Rhode Island. See all Rhode Island credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $520 million | 21,855 | $424 million | 9.44% | 0.21% |
| Q1 2026 | $511 million | 21,705 | $410 million | 9.39% | 0.27% |
| Q4 2025 | $507 million | 21,604 | $409 million | 9.30% | 0.24% |
| Q3 2025 | $503 million | 22,210 | $402 million | 9.10% | 0.14% |
| Q2 2025 | $504 million | 22,400 | $399 million | 9.00% | 0.12% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 410,415 potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 5 sites for Westerly Community Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Granite Street Office
122 Granite St, Westerly, RI 02891 - Dunn's Corner Branch
244 Post Rd, Westerly, RI 02891 - Richmond Branch
64 Kingstown Rd, Wyoming, RI 02898 - Wakefield Branch & Operation Center (main office)
4979 Tower Hill Rd, Wakefield, RI 02879 - Coventry Branch
2405 Nooseneck Hill Rd, Coventry, RI 02816
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology