Charter 67269 · Warwick, RI
Rhode Island Credit Union
Rhode Island Credit Union is a state-chartered credit union in Warwick, Rhode Island, with $425 million in assets and 28,167 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 10.40%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $425 million
- +2.0% in a year
- Members
- 28,167
- +2.5% in a year
- Net worth ratio
- 10.40%
- Peer median 11.65%
- Loans 60+ days late
- 0.38%
- Peer median 0.70%
- Loans outstanding
- $324 million
- +13.7% in a year
- Shares and deposits
- $375 million
- +1.5% in a year
- Branches
- 9
- 84 employees
- Opened
- 1946
- Rhode Island charter
How Rhode Island Credit Union compares
NCUA groups credit unions by size; Rhode Island Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 10.40% is lower than that group's median of 11.65%, and its share of loans 60 or more days past due, 0.38%, is lower than the group median of 0.70%. Loans grew 13.7% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 6 of 14 credit unions headquartered in Rhode Island. See all Rhode Island credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $425 million | 28,167 | $324 million | 10.40% | 0.38% |
| Q1 2026 | $427 million | 27,935 | $310 million | 10.26% | 0.31% |
| Q4 2025 | $418 million | 27,680 | $301 million | 10.43% | 0.46% |
| Q3 2025 | $410 million | 27,479 | $286 million | 10.69% | 0.36% |
| Q2 2025 | $417 million | 27,472 | $285 million | 10.53% | 0.40% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 200,000 potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 9 sites for Rhode Island Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Rhode Island Credit Union
160 Francis St, Providence, RI 02903 - Rhode Island Credit Union
50 Lower College Rd, Kingston, RI 02881 - Rhode Island Credit Union
60 N Main St, Pascoag, RI 02859 - Rhode Island Credit Union
860 Reservoir Ave, Cranston, RI 02910 - Rhode Island Credit Union
390 Metacom Ave, Bristol, RI 02809 - Rhode Island Credit Union
480 Metacom Ave, Bristol, RI 02809 - Rhode Island Credit Union
349 Smith St, Providence, RI 02908 - Rhode Island Credit Union
594 Central Ave, Pawtucket, RI 02861 - Rhode Island Credit Union (main office)
95 Jefferson Blvd, Warwick, RI 02888
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology