Charter 5134 · Alexandria, VA
Commonwealth One Federal Credit Union
Commonwealth One Federal Credit Union is a federally chartered credit union in Alexandria, Virginia, with $502 million in assets and 30,477 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 8.30%, above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $502 million
- -7.7% in a year
- Members
- 30,477
- -18.1% in a year
- Net worth ratio
- 8.30%
- Peer median 10.79%
- Loans 60+ days late
- 1.29%
- Peer median 0.67%
- Loans outstanding
- $364 million
- -4.7% in a year
- Shares and deposits
- $433 million
- -1.6% in a year
- Branches
- 7
- 87 employees
- Opened
- 1944
- Federal charter
How Commonwealth One Federal Credit Union compares
NCUA groups credit unions by size; Commonwealth One Federal Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 8.30% is lower than that group's median of 10.79%, and its share of loans 60 or more days past due, 1.29%, is higher than the group median of 0.67%. Loans fell 4.7% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 22 of 95 credit unions headquartered in Virginia. See all Virginia credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $502 million | 30,477 | $364 million | 8.30% | 1.29% |
| Q1 2026 | $509 million | 28,734 | $364 million | 7.67% | 1.39% |
| Q4 2025 | $521 million | 38,918 | $371 million | 8.15% | 1.73% |
| Q3 2025 | $521 million | 39,829 | $374 million | 8.25% | 1.63% |
| Q2 2025 | $544 million | 37,202 | $382 million | 7.92% | 1.65% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 1.0 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 9 sites for Commonwealth One Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- EISENHOWER WALK UP (main office)
4875 Eisenhower Ave, Alexandria, VA 22304 - EISENHOWER LOBBY
4875 Eisenhower Ave, Alexandria, VA 22304 - ALEXANDRIA CITY HIGH SCHOOL
3330 King St, Alexandria, VA 22302 - GAO
441 G St Nw Ste 3M54, Washington, DC 20548 - HEC
7701 Telegraph Rd, Alexandria, VA 22315 - JMU
170 Bluestone Dr, Harrisonburg, VA 22807 - HBR DT 1
42 Terri Dr, Harrisonburg, VA 22802 - SEMINARY RD
4900 Seminary Rd Unit A101, Alexandria, VA 22311 - DUKE STREET UNIT 16
4557 Duke St Unit 16, Alexandria, VA 22304
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology