Charter 18336 · South Bend, IN
Communitywide Federal Credit Union
Communitywide Federal Credit Union is a federally chartered credit union in South Bend, Indiana, with $874 million in assets and 68,779 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 13.16%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $874 million
- +3.1% in a year
- Members
- 68,779
- -2.5% in a year
- Net worth ratio
- 13.16%
- Peer median 10.79%
- Loans 60+ days late
- 2.45%
- Peer median 0.67%
- Loans outstanding
- $617 million
- -4.8% in a year
- Shares and deposits
- $753 million
- +2.5% in a year
- Branches
- 11
- 84 employees
- Opened
- 1967
- Federal charter
How Communitywide Federal Credit Union compares
NCUA groups credit unions by size; Communitywide Federal Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 13.16% is higher than that group's median of 10.79%, and its share of loans 60 or more days past due, 2.45%, is higher than the group median of 0.67%. Loans fell 4.8% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 18 of 121 credit unions headquartered in Indiana. See all Indiana credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $874 million | 68,779 | $617 million | 13.16% | 2.45% |
| Q1 2026 | $876 million | 68,337 | $604 million | 13.21% | 2.55% |
| Q4 2025 | $869 million | 68,889 | $611 million | 13.22% | 3.18% |
| Q3 2025 | $859 million | 69,938 | $634 million | 13.12% | 3.17% |
| Q2 2025 | $848 million | 70,517 | $648 million | 12.94% | 2.89% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 100,000 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 11 sites for Communitywide Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Hickory
3530 Hickory Rd, Mishawaka, IN 46545 - Ireland
405 E Ireland Rd, South Bend, IN 46614 - Main (main office)
1555 W Western Ave, South Bend, IN 46619 - LWE
4625 Lincolnway E, Mishawaka, IN 46544 - Fir
52550 Fir Rd, Granger, IN 46530 - Cass
2110 Cassopolis St, Elkhart, IN 46514 - Jefferson
1420 W Jefferson St, Plymouth, IN 46563 - North
52330 Indiana State Route 933, South Bend, IN 46637 - Goshen
925 Lincolnway E, Goshen, IN 46526 - LW/SB
1915 Lincoln Way E, South Bend, IN 46613 - Warsaw
955 Husky Trl, Warsaw, IN 46582
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology