Charter 68658 · Indianapolis, IN
Financial Center First Credit Union
Financial Center First Credit Union is a state-chartered credit union in Indianapolis, Indiana, with $962 million in assets and 56,404 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 11.13%, well above the 7% that NCUA's rules treat as well capitalized.
Also does business as Financial Center, Ball State Financial.
- Total assets
- $962 million
- +4.5% in a year
- Members
- 56,404
- -6.5% in a year
- Net worth ratio
- 11.13%
- Peer median 10.79%
- Loans 60+ days late
- 0.77%
- Peer median 0.67%
- Loans outstanding
- $675 million
- +21.9% in a year
- Shares and deposits
- $817 million
- +2.9% in a year
- Branches
- 11
- 185 employees
- Opened
- 1953
- Indiana charter
How Financial Center First Credit Union compares
NCUA groups credit unions by size; Financial Center First Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 11.13% is higher than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.77%, is higher than the group median of 0.67%. Loans grew 21.9% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 16 of 121 credit unions headquartered in Indiana. See all Indiana credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $962 million | 56,404 | $675 million | 11.13% | 0.77% |
| Q1 2026 | $953 million | 56,289 | $647 million | 11.14% | 0.66% |
| Q4 2025 | $952 million | 58,129 | $641 million | 11.07% | 1.28% |
| Q3 2025 | $889 million | 59,008 | $578 million | 12.08% | 1.35% |
| Q2 2025 | $921 million | 60,309 | $554 million | 11.58% | 1.10% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 2.5 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 10 sites for Financial Center First Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Main Center (main office)
7101 E 56Th St, Indianapolis, IN 46226 - Park 100
5455 W 86Th St, Indianapolis, IN 46268 - Southside
1301 E Stop 11 Rd, Indianapolis, IN 46227 - Greenwood
20 N Emerson Ave, Greenwood, IN 46143 - Kokomo
1935 S Dixon Rd, Kokomo, IN 46902 - Muncie
2900 N Oakwood Ave, Muncie, IN 47304 - Ball St Student Center
2001 W University Ave, Muncie, IN 47306 - Hazel Dell Crossing
14675 Hazel Dell Xing, Noblesville, IN 46062 - Downtown Indy Post Office
125 W South St, Indianapolis, IN 46206 - McCordsville
8900 N 600 W, McCordsville, IN 46055
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology