Charter 68244 · Albuquerque, NM

First Financial Credit Union

First Financial Credit Union is a state-chartered credit union in Albuquerque, New Mexico, with $1.13 billion in assets and 100,171 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 8.12%, above the 7% that NCUA's rules treat as well capitalized.

Total assets
$1.13 billion
+13.9% in a year
Members
100,171
+5.4% in a year
Net worth ratio
8.12%
Peer median 10.79%
Loans 60+ days late
1.40%
Peer median 0.67%
Loans outstanding
$751 million
+13.3% in a year
Shares and deposits
$1.02 billion
+14.2% in a year
Branches
19
310 employees
Opened
1937
New Mexico charter

How First Financial Credit Union compares

NCUA groups credit unions by size; First Financial Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 8.12% is lower than that group's median of 10.79%, and its share of loans 60 or more days past due, 1.40%, is higher than the group median of 0.67%. Loans grew 13.3% over the year to Q2 2026, against a group median of 5.3% growth.

By assets it ranks 7 of 37 credit unions headquartered in New Mexico. See all New Mexico credit unions.

Five quarters of figures

QuarterAssetsMembersLoansNet worth ratio60+ days late
Q2 2026 $1.13 billion 100,171 $751 million 8.12% 1.40%
Q1 2026 $1.13 billion 99,409 $728 million 8.33% 1.13%
Q4 2025 $1.11 billion 98,616 $700 million 8.75% 1.44%
Q3 2025 $1.08 billion 99,563 $697 million 9.27% 1.34%
Q2 2025 $989 million 95,061 $663 million 10.51% 0.98%

Assets Members

Who can join

The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 724,526 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital. It is designated a minority depository institution.

Credit unions that anyone in the US can join

Locations

NCUA's branch file lists 20 sites for First Financial Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.

  • San Mateo Branch
    2700 San Mateo Blvd Ne, Albuquerque, NM 87110
  • Renaissance / Main Office (main office)
    4914 Union Way Ne, Albuquerque, NM 87107
  • Rio Rancho Branch
    2201 Rio Rancho Blvd Se, Rio Rancho, NM 87124
  • Coors Branch
    6100 Coors Blvd Nw, Albuquerque, NM 87120
  • Portales Branch
    700 W 2Nd St, Portales, NM 88130
  • Farmington Branch
    4919 E Main St, Farmington, NM 87402
  • Gallup Mesa View
    1383 Us Highway 491, Gallup, NM 87301
  • Pinehill
    12 Miles S Of Hwy 53, Pinehill, NM 87357
  • Zuni Branch
    1230 Nm-53, Zuni, NM 87327
  • Juan Tabo
    831 Juan Tabo Blvd Ne, Albuquerque, NM 87123
  • Deming Branch
    801 E Cedar St, Deming, NM 88030
  • Silver City Branch
    2290 E Superior St, Silver City, NM 88061
  • Gallup Downtown
    307 W Aztec Ave, Gallup, NM 87301
  • University Branch
    901 E University Ave Ste Q, Las Cruces, NM 88001
  • Bernalillo Branch
    165 E Highway 550, Bernalillo, NM 87004
  • Renaissance - Branch
    4910 Union Way Ne, Albuquerque, NM 87107
  • South Valley Branch
    3045 Avanzando Rd Sw, Albuquerque, NM 87105
  • Farmington East
    111 S Miller Ave, Farmington, NM 87401
  • Cherry Hills
    8111 Harper Dr Ne, Albuquerque, NM 87111
  • Los Ranchos
    7600 4Th St Nw, Los Ranchos, NM 87107

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About these numbers

Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology