Charter 11316 · Albuquerque, NM
Sandia Area Federal Credit Union
Sandia Area Federal Credit Union is a federally chartered credit union in Albuquerque, New Mexico, with $1.43 billion in assets and 71,392 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 11.44%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $1.43 billion
- +7.2% in a year
- Members
- 71,392
- -26.8% in a year
- Net worth ratio
- 11.44%
- Peer median 10.79%
- Loans 60+ days late
- 0.15%
- Peer median 0.67%
- Loans outstanding
- $1.25 billion
- +7.8% in a year
- Shares and deposits
- $1.25 billion
- +6.5% in a year
- Branches
- 9
- 222 employees
- Opened
- 1956
- Federal charter
How Sandia Area Federal Credit Union compares
NCUA groups credit unions by size; Sandia Area Federal Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 11.44% is higher than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.15%, is lower than the group median of 0.67%. Loans grew 7.8% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 5 of 37 credit unions headquartered in New Mexico. See all New Mexico credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $1.43 billion | 71,392 | $1.25 billion | 11.44% | 0.15% |
| Q1 2026 | $1.41 billion | 70,188 | $1.21 billion | 11.23% | 0.18% |
| Q4 2025 | $1.39 billion | 69,356 | $1.20 billion | 11.11% | 0.20% |
| Q3 2025 | $1.35 billion | 68,226 | $1.19 billion | 11.12% | 0.13% |
| Q2 2025 | $1.33 billion | 97,558 | $1.16 billion | 10.93% | 0.14% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 898,912 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 8 sites for Sandia Area Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Kirtland
1850 Wyoming Blvd Se, Albuquerque, NM 87117 - Candelaria
8505 Candelaria Rd Ne, Albuquerque, NM 87112 - Far NE Heights (main office)
8000 Palomas Ave Ne, Albuquerque, NM 87109 - Westside
6410 Coors Blvd Nw, Albuquerque, NM 87120 - Rio Rancho
1601 Rio Rancho Blvd Se, Rio Rancho, NM 87124 - Montgomery
11301 Montgomery Blvd Ne, Albuquerque, NM 87111 - Santa Fe
4881 Main Street, Santa Fe, NM 87507 - Operations Center
3721 Rutledge Rd Ne Ste A, Albuquerque, NM 87109
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology