Charter 62573 · Albuquerque, NM
Rio Grande Credit Union
Rio Grande Credit Union is a state-chartered credit union in Albuquerque, New Mexico, with $666 million in assets and 51,348 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 9.06%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $666 million
- +0.5% in a year
- Members
- 51,348
- +3.5% in a year
- Net worth ratio
- 9.06%
- Peer median 10.79%
- Loans 60+ days late
- 0.86%
- Peer median 0.67%
- Loans outstanding
- $431 million
- +5.8% in a year
- Shares and deposits
- $606 million
- -0.7% in a year
- Branches
- 7
- 163 employees
- Opened
- 1952
- New Mexico charter
How Rio Grande Credit Union compares
NCUA groups credit unions by size; Rio Grande Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 9.06% is lower than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.86%, is higher than the group median of 0.67%. Loans grew 5.8% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 9 of 37 credit unions headquartered in New Mexico. See all New Mexico credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $666 million | 51,348 | $431 million | 9.06% | 0.86% |
| Q1 2026 | $666 million | 50,834 | $410 million | 8.90% | 0.86% |
| Q4 2025 | $653 million | 50,032 | $395 million | 8.98% | 1.35% |
| Q3 2025 | $660 million | 49,928 | $397 million | 8.83% | 1.62% |
| Q2 2025 | $663 million | 49,628 | $407 million | 8.70% | 1.45% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 835,600 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital. It is designated a minority depository institution.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 8 sites for Rio Grande Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Rio Bravo
301 Rio Bravo Blvd Se, Albuquerque, NM 87105 - Marble
1201 San Pedro Dr Ne, Albuquerque, NM 87110 - Downtown
1211 4Th St Nw, Albuquerque, NM 87102 - Westside
485 Coors Blvd Nw, Albuquerque, NM 87121 - Lomas
10001 Lomas Blvd Ne, Albuquerque, NM 87112 - Cabezon
1526 Unser Blvd Se, Rio Rancho, NM 87124 - Montgomery
4700 Montgomery Blvd Ne, Albuquerque, NM 87109 - Emerald (main office)
1121 4Th St Nw, Albuquerque, NM 87102
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology