Charter 5851 · Albuquerque, NM
Sunward Federal Credit Union
Sunward Federal Credit Union is a federally chartered credit union in Albuquerque, New Mexico, with $4.60 billion in assets and 175,688 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 8.91%, above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $4.60 billion
- +6.1% in a year
- Members
- 175,688
- +3.6% in a year
- Net worth ratio
- 8.91%
- Peer median 10.79%
- Loans 60+ days late
- 0.40%
- Peer median 0.67%
- Loans outstanding
- $3.22 billion
- +19.7% in a year
- Shares and deposits
- $3.45 billion
- +5.1% in a year
- Branches
- 15
- 603 employees
- Opened
- 1948
- Federal charter
How Sunward Federal Credit Union compares
NCUA groups credit unions by size; Sunward Federal Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 8.91% is lower than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.40%, is lower than the group median of 0.67%. Loans grew 19.7% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 2 of 37 credit unions headquartered in New Mexico. See all New Mexico credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $4.60 billion | 175,688 | $3.22 billion | 8.91% | 0.40% |
| Q1 2026 | $4.55 billion | 174,947 | $3.08 billion | 8.89% | 0.37% |
| Q4 2025 | $4.61 billion | 173,761 | $2.97 billion | 8.71% | 0.49% |
| Q3 2025 | $4.52 billion | 172,336 | $2.89 billion | 8.87% | 0.56% |
| Q2 2025 | $4.33 billion | 169,578 | $2.69 billion | 9.21% | 0.51% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 2.1 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 15 sites for Sunward Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- CUC Credit Union Center (main office)
3707 Juan Tabo Blvd Ne, Albuquerque, NM 87111 - Cottonwood Branch
3740 Ellison Rd Nw, Albuquerque, NM 87114 - Edgewood Branch
1 Liberty Square Cir, Edgewood, NM 87015 - Tech Park Branch
1301 Britt St Se, Albuquerque, NM 87123 - Downtown Livermore
39 S Livermore Ave Ste 101, Livermore, CA 94550 - Paseo North
8920 Holly Ave Ne, Albuquerque, NM 87122 - Kirtland Branch
Kafb, Albuquerque, NM 87117 - Los Lunas
2700 Palmilla Rd Nw, Los Lunas, NM 87031 - Rio Rancho Branch
1900 Wellspring Ave Se, Rio Rancho, NM 87124 - Animas Central
2101 E 20Th St, Farmington, NM 87401 - Animas East
3850 E Main St, Farmington, NM 87402 - Rio Grande Crossing
1100 Rio Grande Blvd Nw, Albuquerque, NM 87104 - Golf Course
9200 Golf Course Rd Nw, Albuquerque, NM 87114 - South Valley
1625 Rio Bravo Blvd Sw, Albuquerque, NM 87105 - Durango
22 Town Plz, Durango, CO 81301
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology