Charter 12199 · Albuquerque, NM
Kirtland Federal Credit Union
Kirtland Federal Credit Union is a federally chartered credit union in Albuquerque, New Mexico, with $1.10 billion in assets and 50,805 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 12.40%, well above the 7% that NCUA's rules treat as well capitalized.
Also does business as Your Wingman.
- Total assets
- $1.10 billion
- +1.5% in a year
- Members
- 50,805
- -2.4% in a year
- Net worth ratio
- 12.40%
- Peer median 10.79%
- Loans 60+ days late
- 0.79%
- Peer median 0.67%
- Loans outstanding
- $724 million
- +2.6% in a year
- Shares and deposits
- $962 million
- +1.2% in a year
- Branches
- 9
- 179 employees
- Opened
- 1958
- Federal charter
How Kirtland Federal Credit Union compares
NCUA groups credit unions by size; Kirtland Federal Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 12.40% is higher than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.79%, is higher than the group median of 0.67%. Loans grew 2.6% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 8 of 37 credit unions headquartered in New Mexico. See all New Mexico credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $1.10 billion | 50,805 | $724 million | 12.40% | 0.79% |
| Q1 2026 | $1.11 billion | 50,782 | $701 million | 12.18% | 0.79% |
| Q4 2025 | $1.09 billion | 50,767 | $718 million | 12.24% | 1.36% |
| Q3 2025 | $1.08 billion | 50,839 | $708 million | 12.06% | 1.18% |
| Q2 2025 | $1.08 billion | 52,038 | $706 million | 11.88% | 1.02% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 150,000 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 10 sites for Kirtland Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Kirtland Federal Credit Union (main office)
6440 Gibson Blvd Se, Albuquerque, NM 87108 - Kirtland Federal Credit Union West Alameda Branch
10200 Corrales Rd Nw Ste F, Albuquerque, NM 87114 - Kirtland Federal Credit Union Montgomery Branch
8900 Montgomery Blvd Ne, Albuquerque, NM 87111 - KAFB Exchange Branch
7901 Gibson Blvd Se, Albuquerque, NM 87116 - Home Loan Center
6700 Jefferson St Ne Ste D-1, Albuquerque, NM 87109 - Coors Pavillion
4101 Coors Blvd Nw Ste B, Albuquerque, NM 87120 - Paseo Holly Plaza
6550 Holly Ave Ne, Albuquerque, NM 87113 - Los Lunas
2270 Main St Nw Ste D, Los Lunas, NM 87031 - Rockaway Rio Rancho
111 Rio Rancho Ne Ste 112, Rio Rancho, NM 87124 - MAXQ Branch
4023 Ranger Rd Se, Albuquerque, NM 87116
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology