Credit Union Ledger
Menu

Charter 68278 · Richland, WA

Gesa Credit Union

Gesa Credit Union is a state-chartered credit union in Richland, Washington, with $6.82 billion in assets and 322,863 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 9.32%, well above the 7% that NCUA's rules treat as well capitalized.

Also does business as Gesa to Go, Gesa Financial Solution, Gesa Xpress, Gesa Investment Services, Gesa Home Loans, Gesa Commercial, ValorFi Heroes.

Total assets
$6.82 billion
+5.7% in a year
Members
322,863
+5.3% in a year
Net worth ratio
9.32%
Peer median 10.79%
Loans 60+ days late
0.84%
Peer median 0.67%
Loans outstanding
$5.41 billion
+12.0% in a year
Shares and deposits
$5.68 billion
+5.4% in a year
Branches
46
1,014 employees
Opened
1953
Washington charter

How Gesa Credit Union compares

NCUA groups credit unions by size; Gesa Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 9.32% is lower than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.84%, is higher than the group median of 0.67%. Loans grew 12.0% over the year to Q2 2026, against a group median of 5.3% growth.

By assets it ranks 2 of 73 credit unions headquartered in Washington. See all Washington credit unions.

Five quarters of figures

QuarterAssetsMembersLoansNet worth ratio60+ days late
Q2 2026 $6.82 billion 322,863 $5.41 billion 9.32% 0.84%
Q1 2026 $6.72 billion 319,322 $5.27 billion 9.32% 0.69%
Q4 2025 $6.52 billion 315,416 $5.10 billion 9.50% 0.67%
Q3 2025 $6.41 billion 312,875 $4.89 billion 9.57% 0.58%
Q2 2025 $6.45 billion 306,709 $4.83 billion 9.27% 0.51%

Assets Members

Who can join

The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 13 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.

Credit unions that anyone in the US can join

Locations

NCUA's branch file lists 46 sites for Gesa Credit Union; the first 40 are below. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.

  • Richland (Goethals)
    825 Goethals Dr, Richland, WA 99352
  • Kennewick
    100 N Huntington St, Kennewick, WA 99336
  • West Richland
    4755 Paradise Dr, West Richland, WA 99353
  • Pasco (Sylvester)
    2202 W Sylvester St, Pasco, WA 99301
  • Walla Walla (Tietan)
    1603 Penny Ln, Walla Walla, WA 99362
  • Walla Walla (Poplar)
    1355 W Poplar St, Walla Walla, WA 99362
  • Wenatchee
    1005 N Wenatchee Ave, Wenatchee, WA 98801
  • Pasco (Rd 68)
    7421 Sandifur Parkway, Pasco, WA 99301
  • South Richland Headquarters (main office)
    51 Gage Blvd, Richland, WA 99352
  • South Kennewick
    4500 W 27Th Ave, Kennewick, WA 99338
  • Queensgate
    2951 Duportail St, Richland, WA 99352
  • Yakima North 40th
    901 Triple Crown Way, Yakima, WA 98908
  • North Spokane
    9625 N Newport Hwy, Spokane, WA 99218
  • Moses Lake
    721 S Pioneer Way, Moses Lake, WA 98837
  • Yakima South 1st Street
    1825 S 1St St, Yakima, WA 98903
  • Spokane Valley
    509 N Sullivan Rd, Spokane Valley, WA 99037
  • Spokane Northtown
    4407 N Division St Ste 104, Spokane, WA 99207
  • Bremerton Branch
    5363 Auto Center Way, Bremerton, WA 98312
  • In-Store Kirkland Branch
    10020 Ne 137Th St, Kirkland, WA 98034
  • Lynnwood Branch
    3405 188Th St Sw Ste 201, Lynnwood, WA 98037
  • In-Store Roosevelt Branch
    7300 Roosevelt Way Ne, Seattle, WA 98115
  • Pasco Road 100
    4824 Broadmoor Blvd, Pasco, WA 99301
  • In-Store Puyallup Branch
    708 Shaw Rd, Puyallup, WA 98372
  • In-Store Tacoma Branch
    2637 N Pearl St, Tacoma, WA 98407
  • Spokane Highway 27
    13506 E 32Nd Ave, Spokane Valley, WA 99216
  • Yakima Nob Hill
    3300 W Nob Hill Blvd, Yakima, WA 98902
  • WSU-CUB
    1500 Ne Glenn Terrell Mall, Pullman, WA 99163
  • WSU-Spark
    1270 Ne Washington St, Pullman, WA 99163
  • Pullman Bishop
    1170 Se Bishop Blvd, Pullman, WA 99163
  • Vancouver-Lending Center
    6725 Ne 42Nd St, Vancouver, WA 98661
  • Post Falls
    317 S Beck Rd, Post Falls, ID 83854
  • Spokane South Hill
    2107 E 29Th Ave, Spokane, WA 99203
  • Lake Stevens
    623 State Route 9 Ne, Lake Stevens, WA 98258
  • Kent
    20540 108Th Ave Se, Kent, WA 98031
  • Centralia Gold St.
    1930 S Gold St, Centralia, WA 98531
  • Centralia Harrison Ave
    1231 Harrison Ave, Centralia, WA 98531
  • Chehalis Louisiana Ave
    1431 Nw Louisiana Ave, Chehalis, WA 98532
  • Chehalis Market Blvd
    1451 S Market Blvd, Chehalis, WA 98532
  • Chehalis NW Chehalis Ave
    442 Nw Chehalis Ave, Chehalis, WA 98532
  • Grayland Hart St
    853 Hart St, Grayland, WA 98547

Watch Gesa Credit Union

Get an email when NCUA posts its Q3 2026 figures and its assets, members, net worth ratio or late loans move, and if an NCUA merger report lists it or it stops filing.

Alert emails haven't started on this site yet. Your alert is kept, the first email will ask you to confirm it, and every email has a one-click unsubscribe.

About these numbers

Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology