Charter 66399 · Tacoma, WA
Harborstone Credit Union
Harborstone Credit Union is a state-chartered credit union in Tacoma, Washington, with $3.13 billion in assets and 121,878 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 9.34%, well above the 7% that NCUA's rules treat as well capitalized.
Also does business as Savi powered by Harborstone Credit Union, Generations Credit Union, Community 1st Credit Union.
- Total assets
- $3.13 billion
- +42.1% in a year
- Members
- 121,878
- +28.6% in a year
- Net worth ratio
- 9.34%
- Peer median 10.79%
- Loans 60+ days late
- 1.08%
- Peer median 0.67%
- Loans outstanding
- $2.43 billion
- +48.4% in a year
- Shares and deposits
- $2.60 billion
- +38.2% in a year
- Branches
- 30
- 459 employees
- Opened
- 1955
- Washington charter
How Harborstone Credit Union compares
NCUA groups credit unions by size; Harborstone Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 9.34% is lower than that group's median of 10.79%, and its share of loans 60 or more days past due, 1.08%, is higher than the group median of 0.67%. Loans grew 48.4% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 9 of 73 credit unions headquartered in Washington. See all Washington credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $3.13 billion | 121,878 | $2.43 billion | 9.34% | 1.08% |
| Q1 2026 | $3.05 billion | 120,361 | $2.33 billion | 9.60% | 0.80% |
| Q4 2025 | $3.07 billion | 119,906 | $2.34 billion | 9.50% | 1.04% |
| Q3 2025 | $2.91 billion | 106,577 | $2.20 billion | 9.32% | 0.88% |
| Q2 2025 | $2.21 billion | 94,777 | $1.64 billion | 11.53% | 0.84% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 1.6 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 31 sites for Harborstone Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Administrative Office (main office)
9611 Gravelly Lake Dr Sw, Lakewood, WA 98499 - 74th Street Branch
7220 Tacoma Mall Blvd, Tacoma, WA 98409 - Bonney Lake Branch
20608 State Route 410 E, Bonney Lake, WA 98391 - Center Street Branch
4720 Center St, Tacoma, WA 98409 - Gig Harbor
4811 Borgen Blvd, Gig Harbor, WA 98332 - Hawks Prairie
1445 Galaxy Dr Ne, Lacey, WA 98516 - Lakewood Branch
6019 Lake Grove St Sw, Lakewood, WA 98499 - McChord Branch
532 Barnes Blvd, Joint Base Lewis McChord, WA 98438 - Spanaway Branch
136 167Th St S, Spanaway, WA 98387 - South Hill Branch
3921 S Meridian, Puyallup, WA 98373 - Issaquah Branch
1011 Ne High St Ste 101, Issaquah, WA 98029 - 5th & Jefferson Branch
401 5Th Ave Ste 100, Seattle, WA 98104 - Bothell Branch
19122 Beardslee Blvd Ste 205, Bothell, WA 98011 - Kent Station
207 W Kent Station St, Kent, WA 98032 - Federal Way Branch
32210 Pacific Hwy S # M36, Federal Way, WA 98003 - Anacortes
908 30Th St, Anacortes, WA 98221 - Barkley Loan Production Office
2211 Rimland Dr, Bellingham, WA 98226 - Belligham
1910 Broadway, Bellingham, WA 98225 - Burlington
1020 S Burlington Blvd, Burlington, WA 98233 - Concrete
45872 Main St, Concrete, WA 98237 - Dupont
955 Ross Loop # 100, Dupont, WA 98327 - Freeland
1737 Main St, Freeland, WA 98249 - Friday Harbor
232 A St Ste 2, Friday Harbor, WA 98250 - Lynnwood
19419 Highway 99, Lynnwood, WA 98036 - Mt Vernon Blackburn
208 E Blackburn Rd Ste 100, Mount Vernon, WA 98273 - Mt Vernon College Way
1725 E College Way, Mount Vernon, WA 98273 - Oak Harbor
315 Ne Midway Blvd, Oak Harbor, WA 98277 - Olympia
720 Capitol Way S, Olympia, WA 98501 - Sedro Woolley
203 Ball St, Sedro Woolley, WA 98284 - South Seattle
10700 27Th Ave S, Tukwila, WA 98168 - Tacoma
4702 S Pine St, Tacoma, WA 98409
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology