Charter 68203 · Liberty Lake, WA
Spokane Teachers Credit Union
Spokane Teachers Credit Union is a state-chartered credit union in Liberty Lake, Washington, with $6.38 billion in assets and 313,593 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 10.38%, well above the 7% that NCUA's rules treat as well capitalized.
Also does business as STCU.
- Total assets
- $6.38 billion
- +0.7% in a year
- Members
- 313,593
- +2.7% in a year
- Net worth ratio
- 10.38%
- Peer median 10.79%
- Loans 60+ days late
- 1.39%
- Peer median 0.67%
- Loans outstanding
- $5.24 billion
- +2.4% in a year
- Shares and deposits
- $5.43 billion
- +1.5% in a year
- Branches
- 53
- 1,036 employees
- Opened
- 1934
- Washington charter
How Spokane Teachers Credit Union compares
NCUA groups credit unions by size; Spokane Teachers Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 10.38% is lower than that group's median of 10.79%, and its share of loans 60 or more days past due, 1.39%, is higher than the group median of 0.67%. Loans grew 2.4% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 3 of 73 credit unions headquartered in Washington. See all Washington credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $6.38 billion | 313,593 | $5.24 billion | 10.38% | 1.39% |
| Q1 2026 | $6.38 billion | 310,577 | $5.18 billion | 10.17% | 0.88% |
| Q4 2025 | $6.32 billion | 307,622 | $5.16 billion | 10.14% | 0.46% |
| Q3 2025 | $6.39 billion | 306,153 | $5.14 billion | 9.94% | 0.42% |
| Q2 2025 | $6.34 billion | 305,208 | $5.12 billion | 9.88% | 0.41% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 8.6 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 54 sites for Spokane Teachers Credit Union; the first 40 are below. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Spokane Teachers Credit Union - Headquarters (main office)
1620 N Signal Dr, Liberty Lake, WA 99019 - Spokane Teachers Credit Union - Main Branch
106 W Nora Ave, Spokane, WA 99205 - Spokane Teachers Credit Union - North Spokane Branch
207 E Hastings Rd, Spokane, WA 99218 - Spokane Teachers Credit Union - Spokane Valley Branch
13501 E Sprague Ave, Spokane Valley, WA 99216 - Spokane Teachers Credit Union - South Spokane Branch
820 E 29Th Ave, Spokane, WA 99203 - Spokane Teachers Credit Union - Downtown Spokane Branch
207 N Wall St, Spokane, WA 99201 - Spokane Teachers Credit Union - Newport Branch
202 W Walnut St, Newport, WA 99156 - Spokane Teachers Credit Union - Indian Trail Branch
8703 N Indian Trail Rd, Spokane, WA 99208 - Spokane Teachers Credit Union - Cheney Branch
2718 1St St, Cheney, WA 99004 - Spokane Teachers Credit Union - Post Falls Branch
3903 E Primrose Ln, Post Falls, ID 83854 - Spokane Teachers Credit Union - Silver Lake Branch
6704 N Government Way, Dalton Gardens, ID 83815 - Spokane Teachers Credit Union - Liberty Lake Branch
2201 N Madson Rd, Liberty Lake, WA 99019 - Spokane Teachers Credit Union - Bonner County Branch
477123 Highway 95, Ponderay, ID 83852 - Spokane Teachers Credit Union - Northtown Square Branch
4727 N Division St, Spokane, WA 99207 - Spokane Teachers Credit Union - South Valley Branch
13211 E 32Nd Ave, Spokane Valley, WA 99216 - Spokane Teachers Credit Union - Moran Prairie Branch
5711 S Hailee Ln, Spokane, WA 99223 - Spokane Teachers Credit Union - Hutton Branch
9 S Washington St, Spokane, WA 99201 - Spokane Teachers Credit Union - Crossroads Branch
2712 N Ramsey Rd, Coeur D Alene, ID 83815 - Spokane Teachers Credit Union - Qualchan Branch
4233 S Cheney Spokane Rd, Spokane, WA 99224 - Spokane Teachers Credit Union - Downtown Coeur d'Alene Branch
401 E Front Ave, Coeur D Alene, ID 83814 - Spokane Teachers Credit Union - Airway Heights Branch
10811 W State Route 2, Airway Heights, WA 99001 - Spokane Teachers Credit Union - Argonne Home Loan Center
9207 E Mission Ave, Spokane Valley, WA 99206 - Spokane Teachers Credit Union - Southridge Branch and Home Loan Center
4842 W Hildebrand Blvd, Kennewick, WA 99338 - Spokane Teachers Credit Union - Queensgate Branch
2590 Queensgate Dr, Richland, WA 99352 - Spokane Teachers Credit Union - Rathdrum Branch
15573 N Vera St, Rathdrum, ID 83858 - Spokane Teachers Credit Union - Pasco Branch
5677 Rd 68, Pasco, WA 99301 - Spokane Teachers Credit Union - Coulee City Branch
309 W Main St, Coulee City, WA 99115 - Spokane Teachers Credit Union - Medical Lake Branch
120 S Broad St, Medical Lake, WA 99022 - Spokane Teachers Credit Union - Othello Branch
1335 E Main St, Othello, WA 99344 - Spokane Teachers Credit Union - Ritzville Branch
108 E 1St Ave, Ritzville, WA 99169 - Spokane Teachers Credit Union - Argonne Branch
9209 E Mission Ave, Spokane Valley, WA 99206 - Spokane Teachers Credit Union - Brewster Branch
106 Us Highway 97, Brewster, WA 98812 - Spokane Teachers Credit Union - Coulee Dam Branch
402 N Columbia Ave, Coulee Dam, WA 99116 - Spokane Teachers Credit Union - Omak Branch
323 S Main St, Omak, WA 98841 - Spokane Teachers Credit Union - Republic Branch
84 E Delaware Ave, Republic, WA 99166 - Spokane Teachers Credit Union - Creston Branch
290 Watson St Nw, Creston, WA 99117 - Spokane Teachers Credit Union - Chewelah Branch
111 S 2Nd St E, Chewelah, WA 99109 - Spokane Teachers Credit Union - Colville Branch
621 S Main St, Colville, WA 99114 - Spokane Teachers Credit Union - Hayden Branch
255 W Hayden Ave, Hayden, ID 83835 - Spokane Teachers Credit Union - Kettle Falls Branch
375 W 3Rd Ave, Kettle Falls, WA 99141
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology