Charter 68239 · Richland, WA
Hapo Community Credit Union
Hapo Community Credit Union is a state-chartered credit union in Richland, Washington, with $2.99 billion in assets and 213,072 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 11.20%, well above the 7% that NCUA's rules treat as well capitalized.
Also does business as HAPO, HAPO Mortgage, HAPO Direct, HAPO Commercial Services, HAPO Hangout, HAPO Center.
- Total assets
- $2.99 billion
- +24.8% in a year
- Members
- 213,072
- +1.6% in a year
- Net worth ratio
- 11.20%
- Peer median 10.79%
- Loans 60+ days late
- 0.18%
- Peer median 0.67%
- Loans outstanding
- $2.15 billion
- +15.0% in a year
- Shares and deposits
- $2.57 billion
- +29.4% in a year
- Branches
- 27
- 604 employees
- Opened
- 1953
- Washington charter
How Hapo Community Credit Union compares
NCUA groups credit unions by size; Hapo Community Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 11.20% is higher than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.18%, is lower than the group median of 0.67%. Loans grew 15.0% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 10 of 73 credit unions headquartered in Washington. See all Washington credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $2.99 billion | 213,072 | $2.15 billion | 11.20% | 0.18% |
| Q1 2026 | $3.09 billion | 213,152 | $2.14 billion | 10.42% | 0.19% |
| Q4 2025 | $3.04 billion | 213,590 | $2.17 billion | 10.22% | 0.29% |
| Q3 2025 | $3.01 billion | 215,995 | $2.20 billion | 9.96% | 0.29% |
| Q2 2025 | $2.39 billion | 209,712 | $1.87 billion | 12.20% | 0.39% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 10 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 26 sites for Hapo Community Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Richland (main office)
601 Williams Blvd, Richland, WA 99354 - Kennewick
4 N Union St, Kennewick, WA 99336 - Pasco
2701 N 20Th Ave, Pasco, WA 99301 - Meadow Springs
631 Gage Blvd, Richland, WA 99352 - West Pasco
4902 Road 68, Pasco, WA 99301 - Yakima
903 Seattle Slew Run, Yakima, WA 98908 - Sunnyside
322 S 6Th St, Sunnyside, WA 98944 - Queensgate
3034 Duportail St, Richland, WA 99352 - Walla Walla
2376 Taumarson Rd, College Place, WA 99324 - Terrace Heights
3001 Stonewood Ct, Yakima, WA 98901 - Southridge
4851 W Hildebrand Blvd, Kennewick, WA 99337 - Hermiston Branch
1905 N 1St St, Hermiston, OR 97838 - Yakima - Nob Hill
6401 W Nob Hill Blvd, Yakima, WA 98908 - HAPO Business Complex
7601 W Clearwater Ave, Kennewick, WA 99336 - Walla Walla Eastgate
1850 Isaacs Ave, Walla Walla, WA 99362 - Weston
103 N Water St, Weston, OR 97886 - Hermiston - Cornell Place Drive Through
175 E Cornell Pl, Hermiston, OR 97838 - Vancouver
13909 Se Mill Plain Blvd, Vancouver, WA 98684 - Jennings Lodge
17884 Se Mcloughlin Blvd, Milwaukie, OR 97267 - Belmont
6185 Kenne Rd, West Richland, WA 99353 - Prosser
580 Wine Country Rd, Prosser, WA 99350 - Clearwater
6401 W Clearwater Ave, Kennewick, WA 99336 - Connell
630 S Columbia Ave, Connell, WA 99326 - Grandridge
8131 W Grandridge Blvd, Kennewick, WA 99336 - Jadwin
1007 Jadwin Ave, Richland, WA 99352 - Broadmoor Blvd
4720 Broadmoor Blvd, Pasco, WA 99301
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology