Charter 19416 · Lynchburg, VA
Glamorgan Employees Federal Credit Union
Glamorgan Employees Federal Credit Union is a federally chartered credit union in Lynchburg, Virginia, with $2.0 million in assets and 289 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 23.00%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $2.0 million
- -0.5% in a year
- Members
- 289
- -17.2% in a year
- Net worth ratio
- 23.00%
- Peer median 19.32%
- Loans 60+ days late
- 17.09%
- Peer median 0.66%
- Loans outstanding
- $715 thousand
- -11.9% in a year
- Shares and deposits
- $1.5 million
- +8.2% in a year
- Branches
- 1
- 3 employees
- Opened
- 1969
- Federal charter
How Glamorgan Employees Federal Credit Union compares
NCUA groups credit unions by size; Glamorgan Employees Federal Credit Union is in the group with under $2 million in assets (232 credit unions). Its net worth ratio of 23.00% is higher than that group's median of 19.32%, and its share of loans 60 or more days past due, 17.09%, is higher than the group median of 0.66%. Loans fell 11.9% over the year to Q2 2026, against a group median of a 7.3% fall.
By assets it ranks 89 of 95 credit unions headquartered in Virginia. See all Virginia credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $2.0 million | 289 | $715 thousand | 23.00% | 17.09% |
| Q1 2026 | $2.1 million | 292 | $612 thousand | 23.63% | 20.66% |
| Q4 2025 | $2.0 million | 305 | $668 thousand | 24.98% | 16.06% |
| Q3 2025 | $2.1 million | 368 | $761 thousand | 28.92% | 34.46% |
| Q2 2025 | $2.0 million | 349 | $812 thousand | 29.58% | 24.58% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 600 potential members. It is designated a minority depository institution.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 2 sites for Glamorgan Employees Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Glamorgan E F C U (main office)
21 7Th St, Lynchburg, VA 24504 - Credit Union
21St 7Th Street, Lynchburg, VA 24504
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology