Charter 18175 · Henrico, VA
Henrico Federal Credit Union
Henrico Federal Credit Union is a federally chartered credit union in Henrico, Virginia, with $500 million in assets and 31,656 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 10.68%, well above the 7% that NCUA's rules treat as well capitalized.
Also does business as Bellwood Credit Union, Henrico FCU at Nabisco, Bellwood Credit Union at DSCR.
- Total assets
- $500 million
- +7.4% in a year
- Members
- 31,656
- +1.2% in a year
- Net worth ratio
- 10.68%
- Peer median 11.65%
- Loans 60+ days late
- 1.44%
- Peer median 0.70%
- Loans outstanding
- $322 million
- +12.4% in a year
- Shares and deposits
- $448 million
- +6.9% in a year
- Branches
- 8
- 89 employees
- Opened
- 1967
- Federal charter
How Henrico Federal Credit Union compares
NCUA groups credit unions by size; Henrico Federal Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 10.68% is lower than that group's median of 11.65%, and its share of loans 60 or more days past due, 1.44%, is higher than the group median of 0.70%. Loans grew 12.4% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 23 of 95 credit unions headquartered in Virginia. See all Virginia credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $500 million | 31,656 | $322 million | 10.68% | 1.44% |
| Q1 2026 | $501 million | 31,449 | $308 million | 10.35% | 1.14% |
| Q4 2025 | $486 million | 31,329 | $301 million | 10.44% | 1.26% |
| Q3 2025 | $477 million | 31,472 | $298 million | 10.34% | 1.33% |
| Q2 2025 | $465 million | 31,286 | $286 million | 10.29% | 1.39% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 1.4 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 9 sites for Henrico Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Dixon Powers
8611 Dixon Powers Dr, Henrico, VA 23228 - Woodman
10401 Woodman Rd, Glen Allen, VA 23060 - Laburnum
1201 N Laburnum Ave, Richmond, VA 23223 - Nine Mile
3820 Nine Mile Rd, Richmond, VA 23223 - West Broad (main office)
9401 W Broad St, Henrico, VA 23294 - Bellwood
7101 Route 1, North Chesterfield, VA 23237 - Operations Center
9351 W Broad St, Henrico, VA 23294 - Nabisco
6002 S Laburnum Ave, Henrico, VA 23231 - Short Pump
4419 Greybull Dr, Richmond, VA 23233
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology