Charter 16626 · Newburgh, IN
Heritage Federal Credit Union
Heritage Federal Credit Union is a federally chartered credit union in Newburgh, Indiana, with $1.03 billion in assets and 64,087 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 12.35%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $1.03 billion
- +1.5% in a year
- Members
- 64,087
- -1.9% in a year
- Net worth ratio
- 12.35%
- Peer median 10.79%
- Loans 60+ days late
- 0.33%
- Peer median 0.67%
- Loans outstanding
- $719 million
- +1.5% in a year
- Shares and deposits
- $856 million
- +1.9% in a year
- Branches
- 18
- 222 employees
- Opened
- 1965
- Federal charter
How Heritage Federal Credit Union compares
NCUA groups credit unions by size; Heritage Federal Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 12.35% is higher than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.33%, is lower than the group median of 0.67%. Loans grew 1.5% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 14 of 121 credit unions headquartered in Indiana. See all Indiana credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $1.03 billion | 64,087 | $719 million | 12.35% | 0.33% |
| Q1 2026 | $1.06 billion | 64,342 | $720 million | 11.81% | 0.15% |
| Q4 2025 | $1.03 billion | 64,497 | $716 million | 11.91% | 0.27% |
| Q3 2025 | $1.02 billion | 64,940 | $707 million | 11.84% | 0.31% |
| Q2 2025 | $1.02 billion | 65,353 | $708 million | 11.70% | 0.18% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 1.0 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 22 sites for Heritage Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Newburgh - SR 66
5388 W State Route 66, Newburgh, IN 47630 - Evansville West - Pearl Drive
5343 Pearl Dr, Evansville, IN 47712 - Newburgh - Bell Oaks (main office)
8266 Bell Oaks Dr, Newburgh, IN 47630 - Boonville
966 N State Route 61, Boonville, IN 47601 - Evansville East - Vogel Road
4920 Vogel Rd, Evansville, IN 47715 - Evansville Central - First Avenue
3540 N 1St Ave, Evansville, IN 47710 - Evansville North - Boonville New Harmony
331 E Boonville New Harmony Rd, Evansville, IN 47725 - Administration Bldg
5422 Darlington Road, Newburgh, IN 47630 - New Harmony
502 Main St, New Harmony, IN 47631 - Headquarters
8266 Bell Oaks Dr, Newburgh, IN 47630 - Mt. Vernon
321 Main St, Mount Vernon, IN 47620 - Henderson
2011 Us Highway 60 E, Henderson, KY 42420 - Lending Center
5250 Vogel Rd, Evansville, IN 47715 - Evansville South - Washington Avenue
2350 Washington Ave, Evansville, IN 47714 - Virtual Banking Center
8255 Bell Oaks Dr, Newburgh, IN 47630 - Elberfeld
55 W Main St, Elberfeld, IN 47613 - Evansville East - N. Green River
3403 N Green River Rd, Evansville, IN 47715 - Haubstadt
803 E. Hwy 68, Haubstadt, IN 47639 - Owensboro
3700 Frederica St, Owensboro, KY 42301 - Evansville East - Burkhardt
6432 Florida Road, Evansville, IN 47715 - Henderson KY - Gibbs
3093 Ohio Dr, Henderson, KY 42420 - Jeffersonville
2013 Jeffersonville Commons Dr, Jeffersonville, IN 47130
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology