Charter 7722 · Prince George, VA
Homebase Federal Credit Union
Homebase Federal Credit Union is a federally chartered credit union in Prince George, Virginia, with $298 million in assets and 16,081 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 10.87%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $298 million
- +5.5% in a year
- Members
- 16,081
- +3.9% in a year
- Net worth ratio
- 10.87%
- Peer median 11.65%
- Loans 60+ days late
- 0.96%
- Peer median 0.70%
- Loans outstanding
- $148 million
- -2.6% in a year
- Shares and deposits
- $268 million
- +4.9% in a year
- Branches
- 3
- 56 employees
- Opened
- 1952
- Federal charter
How Homebase Federal Credit Union compares
NCUA groups credit unions by size; Homebase Federal Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 10.87% is lower than that group's median of 11.65%, and its share of loans 60 or more days past due, 0.96%, is higher than the group median of 0.70%. Loans fell 2.6% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 32 of 95 credit unions headquartered in Virginia. See all Virginia credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $298 million | 16,081 | $148 million | 10.87% | 0.96% |
| Q1 2026 | $295 million | 16,140 | $148 million | 10.67% | 0.68% |
| Q4 2025 | $292 million | 16,213 | $151 million | 10.51% | 0.87% |
| Q3 2025 | $284 million | 16,575 | $150 million | 10.56% | 1.26% |
| Q2 2025 | $282 million | 15,484 | $152 million | 10.30% | 1.03% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 1.3 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 3 sites for Homebase Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Main Office (main office)
4495 Crossings Blvd, Prince George, VA 23875 - Branch Office
3510 Adams Avenue, Fort Gregg Adams, VA 23801 - Chester Branch
13200 Bermuda Orchard Lane, Chester, VA 23836
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology