Charter 97102 · Moscow, ID
Latah Credit Union
Latah Credit Union is a state-chartered credit union in Moscow, Idaho, with $170 million in assets and 8,344 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 11.65%, well above the 7% that NCUA's rules treat as well capitalized.
NCUA's records list Latah Credit Union as a state-chartered credit union that is not federally insured. Deposits are not covered by NCUA's Share Insurance Fund; ask the credit union how they are insured.
- Total assets
- $170 million
- +5.5% in a year
- Members
- 8,344
- +3.0% in a year
- Net worth ratio
- 11.65%
- Peer median 11.65%
- Loans 60+ days late
- 0.54%
- Peer median 0.70%
- Loans outstanding
- $94.7 million
- +3.0% in a year
- Shares and deposits
- $151 million
- +4.1% in a year
- Branches
- 4
- 24 employees
- Opened
- 1969
- Idaho charter
How Latah Credit Union compares
NCUA groups credit unions by size; Latah Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 11.65% is about the same as that group's median of 11.65%, and its share of loans 60 or more days past due, 0.54%, is lower than the group median of 0.70%. Loans grew 3.0% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 16 of 26 credit unions headquartered in Idaho. See all Idaho credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $170 million | 8,344 | $94.7 million | 11.65% | 0.54% |
| Q1 2026 | $169 million | 8,264 | $92.4 million | 11.29% | 0.46% |
| Q4 2025 | $164 million | 8,193 | $93.7 million | 11.25% | 0.55% |
| Q3 2025 | $163 million | 8,157 | $93.0 million | 11.06% | 0.48% |
| Q2 2025 | $162 million | 8,100 | $92.0 million | 10.66% | 0.48% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 373,370 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 4 sites for Latah Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Moscow (main office)
912 S Washington St, Moscow, ID 83843 - Kendrick
602 E Main St, Kendrick, ID 83537 - Potlatch
160 6Th Street, Potlatch, ID 83855 - Plummer
396062 Highway 95, Plummer, ID 83851
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology