Charter 68242 · Michigan City, IN
Members Advantage Credit Union
Members Advantage Credit Union is a state-chartered credit union in Michigan City, Indiana, with $132 million in assets and 7,731 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 9.47%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $132 million
- +1.1% in a year
- Members
- 7,731
- -3.3% in a year
- Net worth ratio
- 9.47%
- Peer median 11.65%
- Loans 60+ days late
- 1.23%
- Peer median 0.70%
- Loans outstanding
- $51.5 million
- -1.1% in a year
- Shares and deposits
- $120 million
- +1.3% in a year
- Branches
- 3
- 24 employees
- Opened
- 1962
- Indiana charter
How Members Advantage Credit Union compares
NCUA groups credit unions by size; Members Advantage Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 9.47% is lower than that group's median of 11.65%, and its share of loans 60 or more days past due, 1.23%, is higher than the group median of 0.70%. Loans fell 1.1% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 38 of 121 credit unions headquartered in Indiana. See all Indiana credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $132 million | 7,731 | $51.5 million | 9.47% | 1.23% |
| Q1 2026 | $135 million | 7,776 | $51.3 million | 9.17% | 1.46% |
| Q4 2025 | $131 million | 7,821 | $53.9 million | 9.35% | 1.38% |
| Q3 2025 | $129 million | 7,887 | $52.6 million | 9.34% | 1.33% |
| Q2 2025 | $131 million | 7,991 | $52.1 million | 9.15% | 1.59% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 15,000 potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 3 sites for Members Advantage Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Ohio Steet Branch (main office)
3064 Ohio St, Michigan City, IN 46360 - Woodland Branch
947 S Woodland Ave, Michigan City, IN 46360 - Portage Office
6170 Us Highway 6, Portage, IN 46368
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology