Charter 65208 · Richmond, IN
Natco Credit Union
Natco Credit Union is a state-chartered credit union in Richmond, Indiana, with $154 million in assets and 17,733 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 17.26%, well above the 7% that NCUA's rules treat as well capitalized.
Also does business as Natco Community Empowerment Cnt.
- Total assets
- $154 million
- +1.4% in a year
- Members
- 17,733
- +1.3% in a year
- Net worth ratio
- 17.26%
- Peer median 11.65%
- Loans 60+ days late
- 1.18%
- Peer median 0.70%
- Loans outstanding
- $121 million
- +10.2% in a year
- Shares and deposits
- $128 million
- +0.2% in a year
- Branches
- 3
- 78 employees
- Opened
- 1945
- Indiana charter
How Natco Credit Union compares
NCUA groups credit unions by size; Natco Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 17.26% is higher than that group's median of 11.65%, and its share of loans 60 or more days past due, 1.18%, is higher than the group median of 0.70%. Loans grew 10.2% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 35 of 121 credit unions headquartered in Indiana. See all Indiana credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $154 million | 17,733 | $121 million | 17.26% | 1.18% |
| Q1 2026 | $155 million | 17,160 | $117 million | 16.66% | 1.15% |
| Q4 2025 | $152 million | 17,485 | $115 million | 16.70% | 1.08% |
| Q3 2025 | $146 million | 17,518 | $114 million | 17.33% | 1.12% |
| Q2 2025 | $152 million | 17,511 | $110 million | 16.15% | 1.24% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 210,000 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 3 sites for Natco Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Main (main office)
582 S Round Barn Rd, Richmond, IN 47374 - Connersville Branch
240 E 30Th St, Connersville, IN 47331 - East Branch
4 Glen Miller Pkwy, Richmond, IN 47374
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology