Charter 6464 · Arlington, VA
Paho/Who Federal Credit Union
Paho/Who Federal Credit Union is a federally chartered credit union in Arlington, Virginia, with $326 million in assets and 6,902 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 14.32%, well above the 7% that NCUA's rules treat as well capitalized.
Also does business as Bienestar Financial Partners, Bienestar Financial Advisors, Bienestar Financial Planning, Bienestar Federal Credit Union.
- Total assets
- $326 million
- +1.4% in a year
- Members
- 6,902
- -4.4% in a year
- Net worth ratio
- 14.32%
- Peer median 11.65%
- Loans 60+ days late
- 0.64%
- Peer median 0.70%
- Loans outstanding
- $151 million
- -7.6% in a year
- Shares and deposits
- $273 million
- +0.1% in a year
- Branches
- 1
- 35 employees
- Opened
- 1949
- Federal charter
How Paho/Who Federal Credit Union compares
NCUA groups credit unions by size; Paho/Who Federal Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 14.32% is higher than that group's median of 11.65%, and its share of loans 60 or more days past due, 0.64%, is lower than the group median of 0.70%. Loans fell 7.6% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 31 of 95 credit unions headquartered in Virginia. See all Virginia credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $326 million | 6,902 | $151 million | 14.32% | 0.64% |
| Q1 2026 | $326 million | 6,977 | $153 million | 14.26% | 0.64% |
| Q4 2025 | $323 million | 7,051 | $154 million | 14.29% | 0.47% |
| Q3 2025 | $321 million | 7,084 | $159 million | 14.27% | 1.44% |
| Q2 2025 | $321 million | 7,221 | $163 million | 14.17% | 0.79% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 50,000 potential members. It is designated a minority depository institution.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 2 sites for Paho/Who Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- PAHO WHO Federal Credit Union Columbia Plaza
506 23Rd St Nw, Washington, DC 20037 - PAHO/WHO Federal Credit Union (main office)
2300 Wilson Blvd, Arlington, VA 22201
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology