Charter 489 · Muncie, IN
Primetrust Financial Federal Credit Union
Primetrust Financial Federal Credit Union is a federally chartered credit union in Muncie, Indiana, with $273 million in assets and 18,694 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 10.37%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $273 million
- +11.7% in a year
- Members
- 18,694
- +0.8% in a year
- Net worth ratio
- 10.37%
- Peer median 11.65%
- Loans 60+ days late
- 0.88%
- Peer median 0.70%
- Loans outstanding
- $198 million
- +5.4% in a year
- Shares and deposits
- $243 million
- +11.5% in a year
- Branches
- 5
- 82 employees
- Opened
- 1935
- Federal charter
How Primetrust Financial Federal Credit Union compares
NCUA groups credit unions by size; Primetrust Financial Federal Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 10.37% is lower than that group's median of 11.65%, and its share of loans 60 or more days past due, 0.88%, is higher than the group median of 0.70%. Loans grew 5.4% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 27 of 121 credit unions headquartered in Indiana. See all Indiana credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $273 million | 18,694 | $198 million | 10.37% | 0.88% |
| Q1 2026 | $265 million | 18,575 | $193 million | 10.04% | 0.36% |
| Q4 2025 | $257 million | 18,597 | $196 million | 10.12% | 0.35% |
| Q3 2025 | $244 million | 18,652 | $194 million | 10.52% | 0.39% |
| Q2 2025 | $244 million | 18,553 | $188 million | 10.30% | 0.26% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 117,000 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 5 sites for Primetrust Financial Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- PrimeTrust Financial FCU (main office)
3700 W Bethel Ave, Muncie, IN 47304 - PrimeTrust Financial FCU
3230 S Madison St, Muncie, IN 47302 - PrimeTrust Financial FCU
4018 N Broadway Ave, Muncie, IN 47303 - PrimeTrust Financial FCU
5400 N Wheeling Ave, Muncie, IN 47304 - PrimeTrust Financial FCU
8000 N State Road 3, Muncie, IN 47303
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology