Charter 15072 · Winfield, IN
Regional Federal Credit Union
Regional Federal Credit Union is a federally chartered credit union in Winfield, Indiana, with $180 million in assets and 26,691 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 13.55%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $180 million
- -2.1% in a year
- Members
- 26,691
- +4.1% in a year
- Net worth ratio
- 13.55%
- Peer median 11.65%
- Loans 60+ days late
- 1.07%
- Peer median 0.70%
- Loans outstanding
- $132 million
- +9.5% in a year
- Shares and deposits
- $158 million
- -2.2% in a year
- Branches
- 4
- 58 employees
- Opened
- 1962
- Federal charter
How Regional Federal Credit Union compares
NCUA groups credit unions by size; Regional Federal Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 13.55% is higher than that group's median of 11.65%, and its share of loans 60 or more days past due, 1.07%, is higher than the group median of 0.70%. Loans grew 9.5% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 32 of 121 credit unions headquartered in Indiana. See all Indiana credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $180 million | 26,691 | $132 million | 13.55% | 1.07% |
| Q1 2026 | $184 million | 26,768 | $126 million | 13.14% | 0.98% |
| Q4 2025 | $183 million | 26,079 | $127 million | 13.16% | 1.07% |
| Q3 2025 | $182 million | 25,840 | $127 million | 13.21% | 0.83% |
| Q2 2025 | $184 million | 25,633 | $121 million | 12.88% | 0.70% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 500,000 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 4 sites for Regional Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Hammond
7144 Kennedy Ave, Hammond, IN 46323 - Portage
389 W Us Highway 6, Valparaiso, IN 46385 - Valparaiso
2801 Boilermaker Ct, Valparaiso, IN 46383 - Winfield (main office)
10909 Randolph St, Winfield, IN 46307
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology