Charter 67747 · Hixson, TN
Scenic Community Credit Union
Scenic Community Credit Union is a state-chartered credit union in Hixson, Tennessee, with $164 million in assets and 14,577 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 9.37%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $164 million
- +0.7% in a year
- Members
- 14,577
- -1.3% in a year
- Net worth ratio
- 9.37%
- Peer median 11.65%
- Loans 60+ days late
- 1.46%
- Peer median 0.70%
- Loans outstanding
- $138 million
- +6.0% in a year
- Shares and deposits
- $147 million
- +1.4% in a year
- Branches
- 4
- 53 employees
- Opened
- 1954
- Tennessee charter
How Scenic Community Credit Union compares
NCUA groups credit unions by size; Scenic Community Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 9.37% is lower than that group's median of 11.65%, and its share of loans 60 or more days past due, 1.46%, is higher than the group median of 0.70%. Loans grew 6.0% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 33 of 125 credit unions headquartered in Tennessee. See all Tennessee credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $164 million | 14,577 | $138 million | 9.37% | 1.46% |
| Q1 2026 | $161 million | 14,213 | $127 million | 9.44% | 1.21% |
| Q4 2025 | $159 million | 14,159 | $130 million | 9.67% | 1.06% |
| Q3 2025 | $164 million | 14,689 | $131 million | 9.77% | 0.63% |
| Q2 2025 | $163 million | 14,772 | $130 million | 9.96% | 0.56% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 500,000 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 5 sites for Scenic Community Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Scenic Community Credit Union (main office)
4503 Hixson Pike, Hixson, TN 37343 - Scenic Community Credit Union
8171 E Brainerd Rd, Chattanooga, TN 37421 - Scenic Community Credit Union
8821 Consolidated Dr, Soddy Daisy, TN 37379 - Scenic Community Credit Union
9227 Lee Hwy, Ooltewah, TN 37363 - Executive Offices
3847 Hixson Pike, Chattanooga, TN 37415
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology