Charter 68599 · Franklin, TN
Southeast Financial Credit Union
Southeast Financial Credit Union is a state-chartered credit union in Franklin, Tennessee, with $467 million in assets and 52,635 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 7.98%, above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $467 million
- +0.5% in a year
- Members
- 52,635
- +36.7% in a year
- Net worth ratio
- 7.98%
- Peer median 11.65%
- Loans 60+ days late
- 0.85%
- Peer median 0.70%
- Loans outstanding
- $372 million
- -2.8% in a year
- Shares and deposits
- $429 million
- +2.3% in a year
- Branches
- 12
- 132 employees
- Opened
- 1936
- Tennessee charter
How Southeast Financial Credit Union compares
NCUA groups credit unions by size; Southeast Financial Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 7.98% is lower than that group's median of 11.65%, and its share of loans 60 or more days past due, 0.85%, is higher than the group median of 0.70%. Loans fell 2.8% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 17 of 125 credit unions headquartered in Tennessee. See all Tennessee credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $467 million | 52,635 | $372 million | 7.98% | 0.85% |
| Q1 2026 | $474 million | 35,238 | $379 million | 7.74% | 0.77% |
| Q4 2025 | $464 million | 37,059 | $380 million | 7.90% | 0.65% |
| Q3 2025 | $468 million | 38,404 | $386 million | 7.84% | 0.95% |
| Q2 2025 | $464 million | 38,497 | $383 million | 7.85% | 0.69% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 1.2 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 12 sites for Southeast Financial Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Franklin (main office)
220 S Royal Oaks Blvd, Franklin, TN 37064 - Bowling Green
1207 Ashley Cir, Bowling Green, KY 42104 - Briley South
1314 Vultee Blvd, Nashville, TN 37217 - JRP
444 James Robertson Pkwy, Nashville, TN 37219 - Brentwood
5110 Maryland Way Ste 100, Brentwood, TN 37027 - National Ave
512 National Ave, Chattanooga, TN 37404 - Corinth
102 Highway 72 W, Corinth, MS 38834 - Goodlettsville
139 Northcreek Blvd, Goodlettsville, TN 37072 - Knoxville
7216 Wellington Dr Ste 4, Knoxville, TN 37919 - Memphis
9265 Poplar Ave, Germantown, TN 38138 - Jackson
104 W University Pkwy Ste B, Jackson, TN 38305 - LaVergne
325 Waldron Rd, La Vergne, TN 37086
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology