Charter 11273 · Evansville, IN
Sterling United Federal Credit Union
Sterling United Federal Credit Union is a federally chartered credit union in Evansville, Indiana, with $102 million in assets and 7,982 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 10.50%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $102 million
- +2.0% in a year
- Members
- 7,982
- -2.4% in a year
- Net worth ratio
- 10.50%
- Peer median 11.65%
- Loans 60+ days late
- 0.86%
- Peer median 0.70%
- Loans outstanding
- $67.8 million
- -1.9% in a year
- Shares and deposits
- $90.5 million
- +1.9% in a year
- Branches
- 2
- 23 employees
- Opened
- 1956
- Federal charter
How Sterling United Federal Credit Union compares
NCUA groups credit unions by size; Sterling United Federal Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 10.50% is lower than that group's median of 11.65%, and its share of loans 60 or more days past due, 0.86%, is higher than the group median of 0.70%. Loans fell 1.9% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 44 of 121 credit unions headquartered in Indiana. See all Indiana credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $102 million | 7,982 | $67.8 million | 10.50% | 0.86% |
| Q1 2026 | $103 million | 8,158 | $68.4 million | 10.31% | 0.74% |
| Q4 2025 | $99.9 million | 8,170 | $67.9 million | 10.45% | 1.07% |
| Q3 2025 | $98.6 million | 8,215 | $68.9 million | 10.50% | 0.87% |
| Q2 2025 | $99.7 million | 8,175 | $69.1 million | 10.25% | 0.63% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 299,543 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 3 sites for Sterling United Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- VOGEL ROAD
5727 Vogel Rd, Evansville, IN 47715 - OPERATIONS OFFICE
1118 W Franklin St, Evansville, IN 47710 - STERLING OFFICE (main office)
1330 W Franklin St, Evansville, IN 47710
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology