Charter 21593 · Fort Wayne, IN
Summit Choice Federal Credit Union
Summit Choice Federal Credit Union is a federally chartered credit union in Fort Wayne, Indiana, with $207 million in assets and 11,203 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 12.58%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $207 million
- +7.8% in a year
- Members
- 11,203
- -1.0% in a year
- Net worth ratio
- 12.58%
- Peer median 11.65%
- Loans 60+ days late
- 0.66%
- Peer median 0.70%
- Loans outstanding
- $151 million
- +5.9% in a year
- Shares and deposits
- $179 million
- +7.9% in a year
- Branches
- 6
- 57 employees
- Opened
- 1974
- Federal charter
How Summit Choice Federal Credit Union compares
NCUA groups credit unions by size; Summit Choice Federal Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 12.58% is higher than that group's median of 11.65%, and its share of loans 60 or more days past due, 0.66%, is about the same as the group median of 0.70%. Loans grew 5.9% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 30 of 121 credit unions headquartered in Indiana. See all Indiana credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $207 million | 11,203 | $151 million | 12.58% | 0.66% |
| Q1 2026 | $209 million | 11,247 | $149 million | 12.32% | 0.42% |
| Q4 2025 | $203 million | 11,272 | $150 million | 12.52% | 0.91% |
| Q3 2025 | $200 million | 11,378 | $145 million | 12.54% | 0.58% |
| Q2 2025 | $192 million | 11,312 | $142 million | 12.74% | 0.54% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 21,500 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 7 sites for Summit Choice Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- MAIN OFFICE (main office)
3306 N Clinton St, Fort Wayne, IN 46805 - TILLMAN OFFICE
907 E Tillman Rd, Fort Wayne, IN 46816 - Lima Road
10123 Lima Rd, Fort Wayne, IN 46818 - Maplecrest Road
7505 Maplecrest Rd, Fort Wayne, IN 46835 - Executive Center
3226 N Clinton St, Fort Wayne, IN 46805 - New Haven Office
104 Lincoln Hwy W, New Haven, IN 46774 - Covington Plaza
6304 W Jefferson Blvd, Fort Wayne, IN 46804
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology