Charter 66886 · Nashville, TN
Ten Credit Union
Ten Credit Union is a state-chartered credit union in Nashville, Tennessee, with $392 million in assets and 17,942 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 8.63%, above the 7% that NCUA's rules treat as well capitalized.
Also does business as TENCU.
- Total assets
- $392 million
- -2.2% in a year
- Members
- 17,942
- -6.3% in a year
- Net worth ratio
- 8.63%
- Peer median 11.65%
- Loans 60+ days late
- 0.21%
- Peer median 0.70%
- Loans outstanding
- $237 million
- -0.6% in a year
- Shares and deposits
- $337 million
- -4.7% in a year
- Branches
- 7
- 79 employees
- Opened
- 1950
- Tennessee charter
How Ten Credit Union compares
NCUA groups credit unions by size; Ten Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 8.63% is lower than that group's median of 11.65%, and its share of loans 60 or more days past due, 0.21%, is lower than the group median of 0.70%. Loans fell 0.6% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 20 of 125 credit unions headquartered in Tennessee. See all Tennessee credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $392 million | 17,942 | $237 million | 8.63% | 0.21% |
| Q1 2026 | $394 million | 18,401 | $237 million | 8.53% | 0.14% |
| Q4 2025 | $399 million | 18,702 | $241 million | 8.39% | 0.24% |
| Q3 2025 | $395 million | 18,942 | $243 million | 8.35% | 0.46% |
| Q2 2025 | $401 million | 19,158 | $238 million | 8.15% | 0.27% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 814,092 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 7 sites for Ten Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- MAIN BRANCH (main office)
1400 8Th Ave S, Nashville, TN 37203 - RIVERGATE BRANCH
890 Rivergate Pkwy, Goodlettsville, TN 37072 - GALLATIN BRANCH
716 Nashville Pike, Gallatin, TN 37066 - SUNSET BRANCH
310 Sunset Dr, Johnson City, TN 37604 - COOKEVILLE
1281 S Walnut Ave, Cookeville, TN 38501 - COOL SPRING BRANCH
2000 Mallory Ln, Franklin, TN 37067 - BELLEVUE
7527 Highway 70 S, Nashville, TN 37221
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology