Charter 14754 · Dahlgren, VA
Topside Federal Credit Union
Topside Federal Credit Union is a federally chartered credit union in Dahlgren, Virginia, with $492 million in assets and 41,881 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 8.82%, above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $492 million
- +1.5% in a year
- Members
- 41,881
- -0.1% in a year
- Net worth ratio
- 8.82%
- Peer median 11.65%
- Loans 60+ days late
- 1.14%
- Peer median 0.70%
- Loans outstanding
- $267 million
- -0.1% in a year
- Shares and deposits
- $455 million
- +0.6% in a year
- Branches
- 4
- 117 employees
- Opened
- 1961
- Federal charter
How Topside Federal Credit Union compares
NCUA groups credit unions by size; Topside Federal Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 8.82% is lower than that group's median of 11.65%, and its share of loans 60 or more days past due, 1.14%, is higher than the group median of 0.70%. Loans fell 0.1% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 24 of 95 credit unions headquartered in Virginia. See all Virginia credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $492 million | 41,881 | $267 million | 8.82% | 1.14% |
| Q1 2026 | $491 million | 41,798 | $264 million | 8.49% | 0.97% |
| Q4 2025 | $488 million | 41,757 | $264 million | 8.38% | 0.87% |
| Q3 2025 | $482 million | 41,958 | $267 million | 8.36% | 0.99% |
| Q2 2025 | $485 million | 41,919 | $267 million | 8.16% | 0.97% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 138,446 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 4 sites for Topside Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Augustine Avenue Branch
2004 Augustine Ave, Fredericksburg, VA 22401 - Plaza Drive Branch
5472 James Madison Pkwy, King George, VA 22485 - Main Office (main office)
17442 Dahlgren Rd, Dahlgren, VA 22448 - Massaponax Branch
9622 Patriot Hwy, Fredericksburg, VA 22407
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology