Charter 1364 · Merrillville, IN
U S #1364 Federal Credit Union
U S #1364 Federal Credit Union is a federally chartered credit union in Merrillville, Indiana, with $222 million in assets and 13,057 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 13.59%, well above the 7% that NCUA's rules treat as well capitalized.
Also does business as U S FEDERAL CREDIT UNION.
- Total assets
- $222 million
- +5.8% in a year
- Members
- 13,057
- +0.7% in a year
- Net worth ratio
- 13.59%
- Peer median 11.65%
- Loans 60+ days late
- 1.12%
- Peer median 0.70%
- Loans outstanding
- $89.9 million
- -2.0% in a year
- Shares and deposits
- $192 million
- +5.1% in a year
- Branches
- 4
- 32 employees
- Opened
- 1936
- Federal charter
How U S #1364 Federal Credit Union compares
NCUA groups credit unions by size; U S #1364 Federal Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 13.59% is higher than that group's median of 11.65%, and its share of loans 60 or more days past due, 1.12%, is higher than the group median of 0.70%. Loans fell 2.0% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 29 of 121 credit unions headquartered in Indiana. See all Indiana credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $222 million | 13,057 | $89.9 million | 13.59% | 1.12% |
| Q1 2026 | $219 million | 13,028 | $89.7 million | 13.58% | 0.90% |
| Q4 2025 | $212 million | 12,963 | $89.9 million | 13.84% | 0.77% |
| Q3 2025 | $210 million | 12,991 | $90.6 million | 13.75% | 0.70% |
| Q2 2025 | $210 million | 12,972 | $91.7 million | 13.46% | 0.70% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 680,661 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 5 sites for U S #1364 Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- MERRILLVILLE OFFICE
8400 Broadway, Merrillville, IN 46410 - PORTAGE OFFICE
3275 Airport Rd, Portage, IN 46368 - VALPARAISO OFFICE
334 W Us Highway 30, Valparaiso, IN 46385 - MEIJER BRANCH
405 Porters Vale Blvd, Valparaiso, IN 46383 - Corporate office (main office)
707 E 80Th Pl Ste 300, Merrillville, IN 46410
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology